Lender in Arizona · HMDA 2025
Veterans United Home Loans mortgages in Arizona
Veterans United Home Loans's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Veterans United Home Loans originated 1,383 owner-occupied single-family loans in Arizona from 2,033 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $2,640 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.50% (Arizona: 6.50%).
Loans in AZ
1,383
of 2,033 applications
Denial rate
6.5%
Purchase · AZ 8.2%
Rate spread
+0.20 pts
Conv. · AZ +0.11 pts
Loan amount
$365,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,208 | 1,117 | 6.5% | 6.500% | +0.20 pts | $2,640 | $365,000 |
| Refinance | 437 | 188 | 55.8% | — | — | — | $345,000 |
| Cash-out refinance | 388 | 78 | 79.6% | — | — | — | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Veterans United Home Loans ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cochise County | 4 | 92 | 5.1% |
| Navajo County | 5 | 21 | 2.3% |
| La Paz County | 5 | 3 | 5.5% |
| Mohave County | 6 | 111 | 3.3% |
| Yuma County | 7 | 88 | 3.0% |
| Apache County | 8 | 4 | 2.5% |
| Yavapai County | 9 | 63 | 1.8% |
| Santa Cruz County | 10 | 18 | 2.7% |
| Gila County | 10 | 12 | 2.0% |
| Graham County | 12 | 7 | 1.5% |
| Pinal County | 15 | 158 | 1.3% |
| Pima County | 19 | 233 | 1.6% |
| Coconino County | 19 | 11 | 1.0% |
| Maricopa County | 25 | 562 | 0.9% |
- Veterans United Home Loans nationwide
- Arizona mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology