Lender in Tennessee · HMDA 2025
Veterans United Home Loans mortgages in Tennessee
Veterans United Home Loans's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Veterans United Home Loans originated 2,945 owner-occupied single-family loans in Tennessee from 4,017 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $940 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.50% (Tennessee: 6.624%).
Loans in TN
2,945
of 4,017 applications
Denial rate
7.6%
Purchase · TN 7.7%
Rate spread
−0.03 pts
Conv. · TN +0.11 pts
Loan amount
$315,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,660 | 2,436 | 7.6% | 6.500% | −0.03 pts | $940 | $315,000 |
| Refinance | 632 | 318 | 48.3% | — | — | — | $335,000 |
| Cash-out refinance | 725 | 191 | 73.1% | — | — | — | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 91.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 1 | 781 | 13.1% |
| McNairy County | 2 | 20 | 6.6% |
| Hardeman County | 3 | 12 | 6.6% |
| Stewart County | 3 | 12 | 5.5% |
| Morgan County | 3 | 11 | 5.6% |
| Haywood County | 3 | 9 | 5.7% |
| Cumberland County | 4 | 39 | 4.4% |
| Fentress County | 4 | 21 | 7.1% |
| Scott County | 4 | 14 | 5.1% |
| Houston County | 4 | 8 | 5.8% |
| Trousdale County | 4 | 7 | 3.7% |
| Bledsoe County | 4 | 5 | 3.4% |
| Van Buren County | 4 | 5 | 6.2% |
| Perry County | 4 | 4 | 5.5% |
| Pickett County | 4 | 2 | 4.8% |
| Anderson County | 5 | 43 | 3.5% |
| Cheatham County | 5 | 33 | 4.0% |
| Hawkins County | 5 | 23 | 3.5% |
| Dyer County | 5 | 20 | 5.0% |
| Monroe County | 5 | 20 | 3.5% |
| Carroll County | 5 | 16 | 4.3% |
| Overton County | 5 | 14 | 5.2% |
| Cocke County | 5 | 10 | 3.2% |
| Humphreys County | 5 | 10 | 3.2% |
| Lauderdale County | 5 | 10 | 4.8% |
| Johnson County | 5 | 8 | 5.0% |
| Wayne County | 5 | 6 | 4.2% |
| Blount County | 6 | 70 | 2.8% |
| McMinn County | 6 | 34 | 4.4% |
| Smith County | 6 | 17 | 5.2% |
- Veterans United Home Loans nationwide
- Tennessee mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology