Lender in Illinois · HMDA 2025
Veterans United Home Loans mortgages in Illinois
Veterans United Home Loans's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Veterans United Home Loans originated 2,899 owner-occupied single-family loans in Illinois from 3,852 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $3,330 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
2,899
of 3,852 applications
Denial rate
9.5%
Purchase · IL 9.2%
Rate spread
+0.34 pts
Conv. · IL +0.27 pts
Loan amount
$265,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,594 | 2,313 | 9.5% | 6.625% | +0.34 pts | $3,330 | $265,000 |
| Refinance | 666 | 433 | 32.7% | — | — | — | $295,000 |
| Cash-out refinance | 592 | 153 | 74.0% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 96.
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Clair County | 1 | 313 | 8.5% |
| Hancock County | 2 | 13 | 10.0% |
| Carroll County | 2 | 9 | 6.6% |
| Johnson County | 2 | 8 | 9.5% |
| Henderson County | 2 | 4 | 8.9% |
| Brown County | 2 | 3 | 13.0% |
| Morgan County | 3 | 26 | 10.0% |
| McDonough County | 3 | 18 | 8.2% |
| Randolph County | 3 | 18 | 6.8% |
| Warren County | 3 | 9 | 7.3% |
| Wayne County | 3 | 9 | 10.3% |
| Crawford County | 3 | 7 | 7.8% |
| Richland County | 3 | 6 | 9.7% |
| Pope County | 3 | 3 | 9.4% |
| Edwards County | 3 | 2 | 7.1% |
| Williamson County | 4 | 49 | 6.5% |
| Jackson County | 4 | 21 | 6.4% |
| Effingham County | 4 | 19 | 6.6% |
| Stephenson County | 4 | 17 | 3.9% |
| Montgomery County | 4 | 14 | 6.0% |
| Lee County | 4 | 12 | 4.3% |
| Shelby County | 4 | 9 | 6.1% |
| Clay County | 4 | 7 | 8.5% |
| Cumberland County | 4 | 6 | 10.3% |
| Hamilton County | 4 | 3 | 7.3% |
| Wabash County | 4 | 3 | 3.8% |
| Whiteside County | 5 | 28 | 5.0% |
| Coles County | 5 | 27 | 7.3% |
| Boone County | 5 | 26 | 3.9% |
| Knox County | 5 | 26 | 5.1% |
- Veterans United Home Loans nationwide
- Illinois mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology