Lender in Georgia · HMDA 2025
Veterans United Home Loans mortgages in Georgia
Veterans United Home Loans's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Veterans United Home Loans originated 3,913 owner-occupied single-family loans in Georgia from 5,740 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $1,800 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
3,913
of 5,740 applications
Denial rate
9.3%
Purchase · GA 9.9%
Rate spread
+0.12 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,662 | 3,284 | 9.3% | 6.625% | +0.12 pts | $1,800 | $295,000 |
| Refinance | 1,105 | 458 | 57.0% | — | — | — | $315,000 |
| Cash-out refinance | 973 | 171 | 82.1% | — | — | — | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 132.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Liberty County | 1 | 236 | 15.4% |
| Lowndes County | 1 | 154 | 8.6% |
| Long County | 1 | 128 | 17.7% |
| Berrien County | 1 | 20 | 11.1% |
| Warren County | 1 | 3 | 9.7% |
| Laurens County | 2 | 24 | 5.8% |
| Tattnall County | 2 | 18 | 9.9% |
| Lanier County | 2 | 15 | 8.3% |
| Jeff Davis County | 2 | 7 | 8.3% |
| Chattahoochee County | 2 | 2 | 10.0% |
| Randolph County | 2 | 2 | 8.7% |
| Columbia County | 3 | 197 | 6.1% |
| Lee County | 3 | 33 | 6.0% |
| Ware County | 3 | 17 | 5.9% |
| Sumter County | 3 | 10 | 6.3% |
| Toombs County | 3 | 9 | 6.8% |
| Dodge County | 3 | 8 | 6.6% |
| Early County | 3 | 7 | 10.6% |
| Brantley County | 3 | 5 | 4.3% |
| Candler County | 3 | 5 | 6.3% |
| Washington County | 3 | 5 | 6.2% |
| Johnson County | 3 | 3 | 5.7% |
| Baker County | 3 | 1 | 20.0% |
| Houston County | 4 | 193 | 6.0% |
| Richmond County | 4 | 144 | 6.5% |
| Camden County | 4 | 81 | 5.8% |
| Bryan County | 4 | 79 | 6.4% |
| Bulloch County | 4 | 43 | 5.0% |
| Dougherty County | 4 | 39 | 6.7% |
| Baldwin County | 4 | 11 | 3.8% |
- Veterans United Home Loans nationwide
- Georgia mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology