Lender in Pennsylvania · HMDA 2025
Veterans United Home Loans mortgages in Pennsylvania
Veterans United Home Loans's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Veterans United Home Loans originated 2,534 owner-occupied single-family loans in Pennsylvania from 3,608 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $4,520 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).
Loans in PA
2,534
of 3,608 applications
Denial rate
9.3%
Purchase · PA 6.7%
Rate spread
+0.38 pts
Conv. · PA +0.17 pts
Loan amount
$255,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,364 | 2,116 | 9.3% | 6.750% | +0.38 pts | $4,520 | $255,000 |
| Refinance | 572 | 283 | 49.3% | — | — | — | $275,000 |
| Cash-out refinance | 672 | 135 | 79.2% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 62.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Snyder County | 3 | 16 | 6.3% |
| Potter County | 3 | 9 | 7.5% |
| Tioga County | 4 | 19 | 5.8% |
| McKean County | 4 | 17 | 7.6% |
| Huntingdon County | 4 | 13 | 4.3% |
| Cameron County | 4 | 2 | 8.7% |
| Monroe County | 5 | 69 | 3.1% |
| Schuylkill County | 5 | 50 | 3.4% |
| Pike County | 5 | 39 | 3.6% |
| Carbon County | 5 | 29 | 3.1% |
| Columbia County | 5 | 28 | 5.1% |
| Susquehanna County | 5 | 17 | 5.0% |
| Clarion County | 5 | 13 | 4.9% |
| Elk County | 5 | 13 | 5.1% |
| Wyoming County | 5 | 11 | 5.2% |
| Greene County | 5 | 10 | 4.0% |
| Sullivan County | 5 | 3 | 6.7% |
| Beaver County | 6 | 69 | 3.4% |
| Cambria County | 6 | 43 | 3.9% |
| Lycoming County | 6 | 37 | 3.6% |
| Mercer County | 6 | 37 | 3.6% |
| Crawford County | 6 | 27 | 4.3% |
| Clearfield County | 6 | 26 | 3.7% |
| Perry County | 6 | 18 | 3.7% |
| Clinton County | 6 | 16 | 4.5% |
| Venango County | 6 | 15 | 3.9% |
| Mifflin County | 6 | 14 | 3.7% |
| Warren County | 6 | 12 | 3.6% |
| Erie County | 7 | 79 | 3.1% |
| Somerset County | 7 | 27 | 4.2% |
- Veterans United Home Loans nationwide
- Pennsylvania mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology