Lender in Florida · HMDA 2025
Veterans United Home Loans mortgages in Florida
Veterans United Home Loans's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Veterans United Home Loans originated 5,141 owner-occupied single-family loans in Florida from 8,007 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $4,550 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
5,141
of 8,007 applications
Denial rate
10.5%
Purchase · FL 12.8%
Rate spread
+0.15 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,930 | 4,363 | 10.5% | 6.625% | +0.15 pts | $4,550 | $335,000 |
| Refinance | 1,687 | 506 | 69.3% | — | — | — | $335,000 |
| Cash-out refinance | 1,390 | 272 | 80.1% | 6.625% | +0.29 pts | $5,120 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 62.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Duval County | 3 | 423 | 3.1% |
| Levy County | 3 | 16 | 4.2% |
| Bay County | 4 | 134 | 4.0% |
| Citrus County | 4 | 125 | 4.2% |
| Jackson County | 4 | 15 | 5.1% |
| Suwannee County | 4 | 10 | 4.3% |
| Calhoun County | 4 | 4 | 5.3% |
| Escambia County | 5 | 218 | 4.8% |
| Columbia County | 5 | 28 | 5.3% |
| Baker County | 5 | 12 | 4.3% |
| Gulf County | 5 | 7 | 3.9% |
| Madison County | 5 | 5 | 5.8% |
| Taylor County | 5 | 4 | 3.6% |
| Marion County | 6 | 241 | 3.0% |
| Okaloosa County | 6 | 180 | 4.7% |
| Charlotte County | 6 | 99 | 2.3% |
| Putnam County | 6 | 19 | 3.3% |
| Washington County | 6 | 10 | 3.5% |
| Brevard County | 7 | 273 | 2.5% |
| Volusia County | 7 | 216 | 2.5% |
| Santa Rosa County | 7 | 171 | 3.9% |
| Gadsden County | 7 | 9 | 3.2% |
| Union County | 7 | 2 | 3.5% |
| Pinellas County | 8 | 168 | 1.6% |
| Clay County | 8 | 113 | 2.9% |
| Flagler County | 8 | 59 | 2.0% |
| Sumter County | 8 | 54 | 1.5% |
| Nassau County | 8 | 42 | 2.5% |
| Highlands County | 8 | 33 | 2.4% |
| Walton County | 8 | 27 | 1.6% |
- Veterans United Home Loans nationwide
- Florida mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
- Veterans United Home Loans in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology