Lender in Indiana · HMDA 2025
Veterans United Home Loans mortgages in Indiana
Veterans United Home Loans's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Veterans United Home Loans originated 2,203 owner-occupied single-family loans in Indiana from 3,093 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $1,730 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.75% (Indiana: 6.625%).
Loans in IN
2,203
of 3,093 applications
Denial rate
9.6%
Purchase · IN 7.4%
Rate spread
+0.38 pts
Conv. · IN +0.24 pts
Loan amount
$245,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,968 | 1,755 | 9.6% | 6.750% | +0.38 pts | $1,730 | $245,000 |
| Refinance | 569 | 334 | 40.3% | — | — | — | $275,000 |
| Cash-out refinance | 556 | 114 | 79.0% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 88.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Blackford County | 3 | 8 | 5.8% |
| Owen County | 4 | 16 | 5.7% |
| Fountain County | 4 | 11 | 4.9% |
| Union County | 4 | 4 | 4.5% |
| Vigo County | 5 | 57 | 4.4% |
| Miami County | 5 | 15 | 4.0% |
| Lawrence County | 6 | 25 | 3.9% |
| Grant County | 6 | 22 | 3.0% |
| Fayette County | 6 | 13 | 3.6% |
| White County | 6 | 12 | 3.6% |
| Parke County | 6 | 8 | 4.2% |
| Howard County | 7 | 60 | 3.9% |
| Wayne County | 7 | 24 | 2.9% |
| Cass County | 7 | 14 | 2.9% |
| Knox County | 7 | 14 | 3.9% |
| Posey County | 7 | 13 | 3.6% |
| Randolph County | 7 | 13 | 4.2% |
| Wabash County | 7 | 12 | 2.7% |
| Jay County | 7 | 9 | 4.6% |
| Washington County | 7 | 9 | 2.7% |
| Sullivan County | 7 | 8 | 3.6% |
| Fulton County | 7 | 6 | 2.5% |
| Orange County | 7 | 6 | 3.2% |
| Pulaski County | 7 | 5 | 3.5% |
| Switzerland County | 7 | 5 | 3.9% |
| Gibson County | 8 | 14 | 3.3% |
| Huntington County | 8 | 13 | 2.4% |
| Daviess County | 8 | 10 | 3.6% |
| Brown County | 8 | 7 | 2.9% |
| Spencer County | 8 | 7 | 3.5% |
- Veterans United Home Loans nationwide
- Indiana mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology