Lender in Idaho · HMDA 2025
Veterans United Home Loans mortgages in Idaho
Veterans United Home Loans's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Veterans United Home Loans originated 482 owner-occupied single-family loans in Idaho from 692 completed applications, making it the state's #13 lender by volume.
Loans in ID
482
of 692 applications
Denial rate
8.7%
Purchase · ID 4.9%
Rate spread
—
Conv. · ID +0.06 pts
Loan amount
$395,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 424 | 382 | 8.7% | — | — | — | $395,000 |
| Refinance | 138 | 60 | 53.6% | — | — | — | $375,000 |
| Cash-out refinance | 130 | 40 | 69.2% | — | — | — | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Elmore County | 2 | 61 | 10.5% |
| Clearwater County | 5 | 4 | 4.1% |
| Adams County | 5 | 2 | 3.9% |
| Benewah County | 6 | 5 | 4.5% |
| Washington County | 6 | 5 | 3.8% |
| Owyhee County | 7 | 4 | 3.5% |
| Lincoln County | 7 | 3 | 5.2% |
| Custer County | 8 | 2 | 4.4% |
| Nez Perce County | 9 | 19 | 3.3% |
| Fremont County | 9 | 5 | 3.1% |
| Idaho County | 10 | 4 | 2.3% |
| Payette County | 11 | 11 | 2.4% |
| Lewis County | 11 | 1 | 2.8% |
| Cassia County | 12 | 6 | 2.1% |
| Latah County | 12 | 6 | 1.5% |
| Boundary County | 12 | 3 | 1.8% |
| Twin Falls County | 13 | 24 | 1.6% |
| Bingham County | 13 | 10 | 1.7% |
| Franklin County | 13 | 4 | 1.9% |
| Gooding County | 13 | 3 | 2.0% |
| Camas County | 13 | 1 | 3.9% |
| Bannock County | 14 | 21 | 1.6% |
| Bonner County | 14 | 13 | 1.9% |
| Butte County | 16 | 1 | 2.9% |
| Jerome County | 17 | 3 | 0.9% |
| Canyon County | 18 | 74 | 1.4% |
| Bonneville County | 18 | 30 | 1.5% |
| Boise County | 19 | 3 | 1.7% |
| Lemhi County | 19 | 1 | 1.2% |
| Kootenai County | 20 | 40 | 1.3% |
- Veterans United Home Loans nationwide
- Idaho mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology