Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Massachusetts · HMDA 2025

Veterans United Home Loans mortgages in Massachusetts

Veterans United Home Loans's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.

Veterans United Home Loans originated 622 owner-occupied single-family loans in Massachusetts from 913 completed applications.

Its median conventional purchase loan costs were $5,700 versus $5,240 for all Massachusetts lenders.

Loans in MA
622
of 913 applications
Denial rate
11.4%
Purchase · MA 6.3%
Rate spread
−0.13 pts
Conv. · MA +0.02 pts
Loan amount
$445,000
Purchase · MA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase60453211.4%—−0.13 pts$5,700$445,000
Refinance1275259.1%———$455,000
Cash-out refinance1823879.1%———$365,000

*Conventional loans only; medians with at least 20 loans.

Massachusetts counties where Veterans United Home Loans ranks in the top 25

CountyRankLoansMarket share
Hampden County81162.4%
Franklin County8192.9%
Berkshire County10161.2%
Hampshire County15252.0%
Worcester County181341.3%
Barnstable County22231.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology