Lender in North Dakota · HMDA 2025
Veterans United Home Loans mortgages in North Dakota
Veterans United Home Loans's 2025 home-purchase and refinance lending in North Dakota, compared with all lenders in the state.
Veterans United Home Loans originated 265 owner-occupied single-family loans in North Dakota from 332 completed applications, making it the state's #9 lender by volume.
Loans in ND
265
of 332 applications
Denial rate
6.5%
Purchase · ND 4.5%
Rate spread
—
Conv. · ND +0.01 pts
Loan amount
$265,000
Purchase · ND $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 232 | 215 | 6.5% | — | — | — | $265,000 |
| Refinance | 52 | 40 | 23.1% | — | — | — | $285,000 |
| Cash-out refinance | 48 | 10 | 79.2% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Dakota counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 35.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bottineau County | 1 | 6 | 11.8% |
| Divide County | 2 | 2 | 16.7% |
| Oliver County | 2 | 2 | 10.0% |
| Golden Valley County | 3 | 2 | 11.8% |
| Sheridan County | 3 | 1 | 16.7% |
| Ward County | 4 | 72 | 7.5% |
| Barnes County | 4 | 4 | 4.3% |
| Emmons County | 4 | 2 | 8.3% |
| Rolette County | 4 | 2 | 14.3% |
| Ramsey County | 5 | 7 | 7.1% |
| Benson County | 5 | 1 | 9.1% |
| McIntosh County | 5 | 1 | 5.0% |
| Walsh County | 6 | 5 | 6.3% |
| Logan County | 6 | 1 | 6.3% |
| Stutsman County | 7 | 7 | 3.7% |
| Mercer County | 7 | 4 | 4.7% |
| LaMoure County | 7 | 2 | 6.1% |
| Eddy County | 7 | 1 | 5.9% |
| Williams County | 8 | 24 | 5.1% |
| Richland County | 8 | 5 | 2.9% |
| McKenzie County | 8 | 4 | 2.8% |
| Traill County | 8 | 4 | 4.0% |
| Foster County | 8 | 1 | 4.8% |
| Hettinger County | 9 | 1 | 4.8% |
| Wells County | 9 | 1 | 3.1% |
| Pembina County | 10 | 2 | 3.3% |
| Renville County | 10 | 1 | 3.7% |
| Grand Forks County | 11 | 18 | 2.4% |
| Stark County | 11 | 14 | 2.9% |
| McLean County | 12 | 4 | 3.6% |
- Veterans United Home Loans nationwide
- North Dakota mortgage market
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- Veterans United Home Loans in Illinois
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- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology