Lender in South Carolina · HMDA 2025
Veterans United Home Loans mortgages in South Carolina
Veterans United Home Loans's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Veterans United Home Loans originated 2,165 owner-occupied single-family loans in South Carolina from 3,105 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $3,350 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.75% (South Carolina: 6.624%).
Loans in SC
2,165
of 3,105 applications
Denial rate
9.1%
Purchase · SC 8.8%
Rate spread
+0.22 pts
Conv. · SC +0.12 pts
Loan amount
$305,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,895 | 1,709 | 9.1% | 6.750% | +0.22 pts | $3,350 | $305,000 |
| Refinance | 651 | 343 | 45.9% | — | — | — | $305,000 |
| Cash-out refinance | 559 | 113 | 79.6% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 45.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sumter County | 1 | 128 | 8.7% |
| Hampton County | 1 | 12 | 11.0% |
| Dillon County | 3 | 8 | 5.6% |
| McCormick County | 3 | 8 | 6.3% |
| Marlboro County | 3 | 7 | 6.4% |
| Orangeburg County | 4 | 32 | 4.5% |
| Kershaw County | 5 | 56 | 4.6% |
| Edgefield County | 5 | 17 | 3.9% |
| Colleton County | 5 | 14 | 4.4% |
| Clarendon County | 5 | 10 | 4.1% |
| Marion County | 5 | 9 | 5.1% |
| Calhoun County | 5 | 5 | 4.1% |
| Richland County | 6 | 251 | 3.5% |
| Dorchester County | 6 | 119 | 3.0% |
| Chesterfield County | 6 | 14 | 4.1% |
| Saluda County | 6 | 5 | 3.6% |
| Barnwell County | 6 | 4 | 3.7% |
| Anderson County | 7 | 80 | 2.4% |
| Florence County | 7 | 52 | 3.5% |
| Oconee County | 7 | 27 | 2.5% |
| Union County | 7 | 9 | 3.4% |
| Lee County | 7 | 3 | 4.0% |
| Berkeley County | 8 | 153 | 2.3% |
| Greenwood County | 8 | 26 | 3.4% |
| Allendale County | 8 | 1 | 4.0% |
| Aiken County | 9 | 106 | 3.5% |
| Georgetown County | 9 | 15 | 2.0% |
| Horry County | 10 | 175 | 2.0% |
| Beaufort County | 10 | 78 | 2.2% |
| Pickens County | 10 | 32 | 1.8% |
- Veterans United Home Loans nationwide
- South Carolina mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology