Lender in Alabama · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Alabama
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 411 owner-occupied single-family loans in Alabama from 545 completed applications.
Its median conventional purchase loan costs were $4,130 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
411
of 545 applications
Denial rate
15.8%
Purchase · AL 9.1%
Rate spread
+0.06 pts
Conv. · AL +0.17 pts
Loan amount
$255,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 292 | 245 | 15.8% | 6.500% | +0.06 pts | $4,130 | $255,000 |
| Refinance | 42 | 26 | 38.1% | — | +0.01 pts | $3,810 | $175,000 |
| Cash-out refinance | 211 | 140 | 33.7% | 6.875% | +0.40 pts | $4,130 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tallapoosa County | 14 | 7 | 1.5% |
| Pike County | 15 | 5 | 1.8% |
| Marion County | 16 | 4 | 1.9% |
| Cherokee County | 18 | 4 | 1.4% |
| Franklin County | 18 | 3 | 1.3% |
| Dallas County | 20 | 3 | 1.7% |
| Coffee County | 23 | 8 | 0.8% |
- Wells Fargo Bank, N.A. nationwide
- Alabama mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology