Lender in Arizona · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Arizona
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 811 owner-occupied single-family loans in Arizona from 1,010 completed applications.
Its median conventional purchase loan costs were $5,770 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.375% (Arizona: 6.50%).
Loans in AZ
811
of 1,010 applications
Denial rate
14.4%
Purchase · AZ 8.2%
Rate spread
−0.14 pts
Conv. · AZ +0.11 pts
Loan amount
$355,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 543 | 463 | 14.4% | 6.375% | −0.14 pts | $5,770 | $355,000 |
| Refinance | 81 | 61 | 24.7% | 6.125% | −0.07 pts | $3,690 | $205,000 |
| Cash-out refinance | 386 | 287 | 25.4% | 6.750% | +0.29 pts | $3,900 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yuma County | 16 | 26 | 0.9% |
| Greenlee County | 16 | 1 | 3.3% |
| Santa Cruz County | 18 | 10 | 1.5% |
| Navajo County | 22 | 9 | 1.0% |
| Mohave County | 23 | 30 | 0.9% |
- Wells Fargo Bank, N.A. nationwide
- Arizona mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology