Lender in Minnesota · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Minnesota
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 1,308 owner-occupied single-family loans in Minnesota from 1,560 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $4,070 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.50% (Minnesota: 6.625%).
Loans in MN
1,308
of 1,560 applications
Denial rate
12.5%
Purchase · MN 5.2%
Rate spread
−0.06 pts
Conv. · MN +0.15 pts
Loan amount
$285,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,031 | 898 | 12.5% | 6.500% | −0.06 pts | $4,070 | $285,000 |
| Refinance | 132 | 110 | 15.9% | 6.250% | −0.11 pts | $3,850 | $225,000 |
| Cash-out refinance | 397 | 300 | 23.4% | 6.875% | +0.33 pts | $3,940 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Wells Fargo Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 52.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Red Lake County | 4 | 3 | 7.7% |
| Pennington County | 5 | 4 | 3.6% |
| Rice County | 6 | 31 | 3.9% |
| Blue Earth County | 7 | 19 | 2.7% |
| Waseca County | 8 | 6 | 2.8% |
| Koochiching County | 9 | 3 | 2.4% |
| Big Stone County | 10 | 2 | 4.5% |
| Anoka County | 11 | 119 | 2.2% |
| Freeborn County | 11 | 8 | 2.3% |
| Hubbard County | 11 | 5 | 2.4% |
| Faribault County | 11 | 3 | 2.4% |
| Lac qui Parle County | 11 | 2 | 3.9% |
| Scott County | 12 | 49 | 2.0% |
| Otter Tail County | 12 | 11 | 1.8% |
| Beltrami County | 12 | 7 | 2.6% |
| Meeker County | 12 | 7 | 2.4% |
| Hennepin County | 13 | 326 | 2.0% |
| Dakota County | 13 | 130 | 2.0% |
| Ramsey County | 13 | 116 | 2.0% |
| Wright County | 13 | 54 | 1.8% |
| Steele County | 13 | 10 | 2.1% |
| Lyon County | 13 | 4 | 1.6% |
| Roseau County | 13 | 2 | 1.4% |
| Le Sueur County | 14 | 7 | 1.7% |
| Washington County | 15 | 83 | 1.8% |
| Nicollet County | 15 | 9 | 2.0% |
| Yellow Medicine County | 15 | 2 | 2.3% |
| Sherburne County | 16 | 28 | 1.6% |
| Clay County | 16 | 16 | 1.8% |
| Douglas County | 16 | 7 | 1.6% |
- Wells Fargo Bank, N.A. nationwide
- Minnesota mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology