Lender in Pennsylvania · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Pennsylvania
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 1,355 owner-occupied single-family loans in Pennsylvania from 1,704 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $5,370 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.375% (Pennsylvania: 6.625%).
Loans in PA
1,355
of 1,704 applications
Denial rate
17.0%
Purchase · PA 6.7%
Rate spread
−0.07 pts
Conv. · PA +0.17 pts
Loan amount
$265,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,037 | 857 | 17.0% | 6.375% | −0.07 pts | $5,370 | $265,000 |
| Refinance | 124 | 95 | 23.4% | 6.250% | −0.10 pts | $3,800 | $185,000 |
| Cash-out refinance | 543 | 403 | 25.4% | 6.750% | +0.26 pts | $4,470 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Philadelphia County | 14 | 183 | 1.5% |
| Delaware County | 14 | 85 | 1.4% |
| Pike County | 14 | 16 | 1.5% |
| Montgomery County | 15 | 117 | 1.2% |
| Bucks County | 15 | 99 | 1.4% |
| Chester County | 15 | 97 | 1.5% |
| Wyoming County | 15 | 4 | 1.9% |
| Lebanon County | 16 | 29 | 1.8% |
| Schuylkill County | 16 | 20 | 1.4% |
| Jefferson County | 16 | 6 | 1.9% |
| Monroe County | 17 | 30 | 1.4% |
| Wayne County | 18 | 7 | 1.2% |
| Berks County | 19 | 54 | 1.2% |
| Lehigh County | 19 | 51 | 1.2% |
| Lackawanna County | 19 | 24 | 1.2% |
| Northampton County | 20 | 48 | 1.3% |
| Warren County | 21 | 3 | 0.9% |
| Lancaster County | 22 | 49 | 0.9% |
| Luzerne County | 22 | 36 | 1.1% |
| Carbon County | 22 | 12 | 1.3% |
| Bedford County | 22 | 5 | 1.2% |
| Somerset County | 22 | 5 | 0.8% |
| Susquehanna County | 22 | 4 | 1.2% |
| Bradford County | 23 | 4 | 0.8% |
| Washington County | 24 | 32 | 1.3% |
| Lycoming County | 25 | 7 | 0.7% |
- Wells Fargo Bank, N.A. nationwide
- Pennsylvania mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology