Lender in Washington · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Washington
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 1,337 owner-occupied single-family loans in Washington from 1,518 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $6,300 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.25% (Washington: 6.625%).
Loans in WA
1,337
of 1,518 applications
Denial rate
9.5%
Purchase · WA 5.9%
Rate spread
−0.28 pts
Conv. · WA +0.10 pts
Loan amount
$985,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,053 | 949 | 9.5% | 6.250% | −0.28 pts | $6,300 | $985,000 |
| Refinance | 257 | 229 | 10.1% | 6.125% | −0.20 pts | $4,890 | $1,055,000 |
| Cash-out refinance | 208 | 159 | 23.1% | 6.625% | +0.26 pts | $4,600 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| King County | 8 | 846 | 3.2% |
| Douglas County | 18 | 8 | 1.5% |
| Snohomish County | 19 | 168 | 1.5% |
| Okanogan County | 19 | 5 | 1.5% |
| Jefferson County | 22 | 4 | 1.2% |
- Wells Fargo Bank, N.A. nationwide
- Washington mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology