Lender in Virginia · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Virginia
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 1,053 owner-occupied single-family loans in Virginia from 1,318 completed applications.
Its median conventional purchase loan costs were $4,860 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.375% (Virginia: 6.625%).
Loans in VA
1,053
of 1,318 applications
Denial rate
15.2%
Purchase · VA 6.9%
Rate spread
−0.13 pts
Conv. · VA +0.10 pts
Loan amount
$355,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 825 | 695 | 15.2% | 6.375% | −0.13 pts | $4,860 | $355,000 |
| Refinance | 99 | 72 | 27.3% | 6.250% | −0.07 pts | $3,600 | $275,000 |
| Cash-out refinance | 394 | 286 | 27.2% | 6.750% | +0.28 pts | $4,080 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Wells Fargo Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 40.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Falls Church city | 4 | 9 | 4.9% |
| Buena Vista city | 5 | 3 | 4.0% |
| Nelson County | 6 | 5 | 3.3% |
| Russell County | 9 | 4 | 2.5% |
| Prince Edward County | 10 | 5 | 2.5% |
| Buchanan County | 10 | 2 | 3.6% |
| Northumberland County | 11 | 5 | 2.4% |
| Botetourt County | 12 | 10 | 2.0% |
| Halifax County | 12 | 5 | 1.8% |
| Salem city | 14 | 6 | 1.8% |
| Bristol city | 14 | 4 | 1.7% |
| Lynchburg city | 15 | 16 | 1.7% |
| Colonial Heights city | 15 | 5 | 1.8% |
| Harrisonburg city | 15 | 4 | 1.6% |
| Rockbridge County | 16 | 4 | 1.6% |
| Tazewell County | 16 | 4 | 1.3% |
| Albemarle County | 17 | 23 | 1.6% |
| Appomattox County | 17 | 4 | 1.7% |
| Carroll County | 17 | 4 | 1.4% |
| Winchester city | 17 | 4 | 1.1% |
| Grayson County | 19 | 2 | 1.4% |
| Montgomery County | 20 | 12 | 1.4% |
| Franklin County | 20 | 7 | 1.1% |
| Washington County | 20 | 6 | 1.1% |
| Wise County | 20 | 2 | 1.2% |
| Arlington County | 21 | 33 | 1.5% |
| Roanoke city | 21 | 15 | 1.2% |
| Charlottesville city | 21 | 3 | 1.0% |
| Richmond city | 22 | 30 | 1.2% |
| Portsmouth city | 22 | 17 | 0.8% |
- Wells Fargo Bank, N.A. nationwide
- Virginia mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Arizona
- Wells Fargo Bank, N.A. in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology