Lender in South Carolina · HMDA 2025
Wells Fargo Bank, N.A. mortgages in South Carolina
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 743 owner-occupied single-family loans in South Carolina from 937 completed applications.
Its median conventional purchase loan costs were $4,620 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.375% (South Carolina: 6.624%).
Loans in SC
743
of 937 applications
Denial rate
17.5%
Purchase · SC 8.8%
Rate spread
−0.04 pts
Conv. · SC +0.12 pts
Loan amount
$275,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 567 | 467 | 17.5% | 6.375% | −0.04 pts | $4,620 | $275,000 |
| Refinance | 78 | 55 | 29.5% | 6.000% | −0.20 pts | $4,480 | $305,000 |
| Cash-out refinance | 292 | 221 | 24.0% | 6.750% | +0.30 pts | $4,240 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Oconee County | 9 | 21 | 1.9% |
| Lancaster County | 10 | 55 | 2.2% |
| Chesterfield County | 12 | 6 | 1.8% |
| Jasper County | 17 | 18 | 1.6% |
| Greenwood County | 17 | 9 | 1.2% |
| Hampton County | 18 | 2 | 1.8% |
| Darlington County | 19 | 7 | 1.2% |
| Chester County | 19 | 5 | 0.9% |
| York County | 20 | 67 | 1.1% |
| Georgetown County | 21 | 9 | 1.2% |
| Beaufort County | 23 | 42 | 1.2% |
| Florence County | 23 | 16 | 1.1% |
| Anderson County | 24 | 36 | 1.1% |
| Dillon County | 24 | 2 | 1.4% |
- Wells Fargo Bank, N.A. nationwide
- South Carolina mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology