Lender in Ohio · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Ohio
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 311 owner-occupied single-family loans in Ohio from 396 completed applications.
Its median conventional purchase loan costs were $4,620 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.50% (Ohio: 6.625%).
Loans in OH
311
of 396 applications
Denial rate
17.6%
Purchase · OH 7.1%
Rate spread
+0.04 pts
Conv. · OH +0.22 pts
Loan amount
$235,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 182 | 149 | 17.6% | 6.500% | +0.04 pts | $4,620 | $235,000 |
| Refinance | 20 | 15 | 25.0% | — | — | — | — |
| Cash-out refinance | 194 | 147 | 24.2% | 6.625% | +0.26 pts | $4,310 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
- Wells Fargo Bank, N.A. nationwide
- Ohio mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology