Lender in California · HMDA 2025
Zillow Home Loans, LLC mortgages in California
Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Zillow Home Loans, LLC originated 1,135 owner-occupied single-family loans in California from 1,252 completed applications.
Its median conventional purchase loan costs were $7,470 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.375% (California: 6.625%).
Loans in CA
1,135
of 1,252 applications
Denial rate
7.5%
Purchase · CA 8.9%
Rate spread
+0.08 pts
Conv. · CA +0.09 pts
Loan amount
$525,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,230 | 1,118 | 7.5% | 6.375% | +0.08 pts | $7,470 | $525,000 |
| Refinance | 16 | 13 | — | — | — | — | — |
| Cash-out refinance | 6 | 4 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Zillow Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sierra County | 6 | 1 | 4.2% |
| Lassen County | 16 | 3 | 1.2% |
| Del Norte County | 21 | 1 | 0.6% |
- Zillow Home Loans, LLC nationwide
- California mortgage market
- Zillow Home Loans, LLC in Texas
- Zillow Home Loans, LLC in Florida
- Zillow Home Loans, LLC in Georgia
- Zillow Home Loans, LLC in North Carolina
- Zillow Home Loans, LLC in Colorado
- Zillow Home Loans, LLC in Arizona
- Zillow Home Loans, LLC in Michigan
- Zillow Home Loans, LLC in Ohio
- Zillow Home Loans, LLC in Illinois
- Zillow Home Loans, LLC in Virginia
- Zillow Home Loans, LLC in Pennsylvania
- Zillow Home Loans, LLC in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology