Lender in Virginia · HMDA 2025
Zillow Home Loans, LLC mortgages in Virginia
Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Zillow Home Loans, LLC originated 421 owner-occupied single-family loans in Virginia from 466 completed applications.
Its median conventional purchase loan costs were $5,130 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
421
of 466 applications
Denial rate
7.2%
Purchase · VA 6.9%
Rate spread
+0.20 pts
Conv. · VA +0.10 pts
Loan amount
$345,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 460 | 416 | 7.2% | 6.500% | +0.20 pts | $5,130 | $345,000 |
| Refinance | 4 | 3 | — | — | — | — | — |
| Cash-out refinance | 2 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Zillow Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dickenson County | 11 | 1 | 1.9% |
| Buchanan County | 14 | 1 | 1.8% |
| Williamsburg city | 15 | 2 | 1.8% |
| Radford city | 16 | 2 | 1.3% |
| Fredericksburg city | 18 | 4 | 1.3% |
| Alleghany County | 18 | 1 | 0.7% |
| Accomack County | 19 | 3 | 1.0% |
| Martinsville city | 22 | 1 | 0.7% |
| Lunenburg County | 23 | 1 | 0.9% |
| Buckingham County | 24 | 2 | 1.2% |
| Northumberland County | 25 | 2 | 1.0% |
| Wise County | 25 | 1 | 0.6% |
- Zillow Home Loans, LLC nationwide
- Virginia mortgage market
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- Zillow Home Loans, LLC in Ohio
- Zillow Home Loans, LLC in Illinois
- Zillow Home Loans, LLC in Pennsylvania
- Zillow Home Loans, LLC in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology