Lender in Florida · HMDA 2025

Zillow Home Loans, LLC mortgages in Florida

Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Zillow Home Loans, LLC originated 1,468 owner-occupied single-family loans in Florida from 1,630 completed applications.

Its median conventional purchase loan costs were $5,460 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).

Loans in FL

1,468

of 1,630 applications

Denial rate

8.6%

Purchase · FL 12.8%

Rate spread

+0.24 pts

Conv. · FL +0.14 pts

Loan amount

$285,000

Purchase · FL $345,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	1,624	1,463	8.6%	6.625%	+0.24 pts	$5,460	$285,000
Refinance	3	2	—	—	—	—	—
Cash-out refinance	3	3	—	—	—	—	—

*Conventional loans only; medians with at least 20 loans.

Florida counties where Zillow Home Loans, LLC ranks in the top 25

County	Rank	Loans	Market share
Bradford County	17	3	1.2%
Marion County	20	84	1.0%
Levy County	20	4	1.1%
Charlotte County	21	45	1.0%
Citrus County	23	24	0.8%
Brevard County	24	112	1.0%
Alachua County	25	24	0.9%
Flagler County	25	22	0.8%
Putnam County	25	5	0.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology