Lender in Georgia · HMDA 2025
Zillow Home Loans, LLC mortgages in Georgia
Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Zillow Home Loans, LLC originated 1,079 owner-occupied single-family loans in Georgia from 1,179 completed applications.
Its median conventional purchase loan costs were $5,250 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
1,079
of 1,179 applications
Denial rate
7.1%
Purchase · GA 9.9%
Rate spread
+0.20 pts
Conv. · GA +0.13 pts
Loan amount
$305,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,176 | 1,078 | 7.1% | 6.500% | +0.20 pts | $5,250 | $305,000 |
| Refinance | 2 | 0 | — | — | — | — | — |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Zillow Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jenkins County | 4 | 2 | 5.3% |
| Randolph County | 7 | 1 | 4.3% |
| Wheeler County | 7 | 1 | 4.3% |
| Sumter County | 8 | 3 | 1.9% |
| Wilcox County | 8 | 1 | 3.9% |
| Pike County | 11 | 6 | 1.9% |
| Elbert County | 14 | 2 | 1.3% |
| Butts County | 15 | 5 | 1.3% |
| Meriwether County | 16 | 4 | 1.4% |
| Gwinnett County | 17 | 129 | 1.0% |
| Henry County | 18 | 54 | 1.1% |
| Douglas County | 18 | 30 | 1.3% |
| Heard County | 18 | 2 | 1.3% |
| DeKalb County | 19 | 109 | 1.2% |
| Crawford County | 19 | 1 | 1.1% |
| Spalding County | 20 | 11 | 1.0% |
| Lamar County | 20 | 4 | 1.2% |
| Newton County | 21 | 21 | 1.1% |
| White County | 21 | 4 | 1.0% |
| Cherokee County | 22 | 52 | 1.0% |
| Ben Hill County | 22 | 1 | 1.0% |
| Troup County | 23 | 9 | 0.9% |
| Cobb County | 24 | 107 | 1.0% |
| Chattooga County | 24 | 2 | 1.0% |
| Colquitt County | 24 | 2 | 0.7% |
| Paulding County | 25 | 39 | 1.0% |
| Clayton County | 25 | 29 | 0.9% |
| Oglethorpe County | 25 | 2 | 0.9% |
- Zillow Home Loans, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology