Lender in Illinois · HMDA 2025
Zillow Home Loans, LLC mortgages in Illinois
Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Zillow Home Loans, LLC originated 421 owner-occupied single-family loans in Illinois from 466 completed applications.
Its median conventional purchase loan costs were $6,370 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
421
of 466 applications
Denial rate
7.6%
Purchase · IL 9.2%
Rate spread
+0.43 pts
Conv. · IL +0.27 pts
Loan amount
$225,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 463 | 419 | 7.6% | 6.625% | +0.43 pts | $6,370 | $225,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 3 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Zillow Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Brown County | 3 | 2 | 8.7% |
| Calhoun County | 6 | 1 | 3.6% |
| Hamilton County | 7 | 1 | 2.4% |
| Cumberland County | 8 | 2 | 3.5% |
| Wabash County | 9 | 2 | 2.5% |
| Scott County | 10 | 1 | 3.1% |
| Henderson County | 12 | 1 | 2.2% |
| Richland County | 12 | 1 | 1.6% |
| Lawrence County | 19 | 1 | 1.1% |
| Massac County | 19 | 1 | 0.7% |
| Coles County | 20 | 3 | 0.8% |
| Montgomery County | 20 | 3 | 1.3% |
| Union County | 20 | 1 | 0.9% |
| Vermilion County | 24 | 6 | 0.8% |
| Marion County | 25 | 2 | 0.6% |
- Zillow Home Loans, LLC nationwide
- Illinois mortgage market
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- Zillow Home Loans, LLC in Colorado
- Zillow Home Loans, LLC in Arizona
- Zillow Home Loans, LLC in Michigan
- Zillow Home Loans, LLC in Ohio
- Zillow Home Loans, LLC in Virginia
- Zillow Home Loans, LLC in Pennsylvania
- Zillow Home Loans, LLC in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology