Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

Zillow Home Loans, LLC mortgages in Washington

Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

Zillow Home Loans, LLC originated 354 owner-occupied single-family loans in Washington from 381 completed applications.

Its median conventional purchase loan costs were $6,450 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.375% (Washington: 6.625%).

Loans in WA
354
of 381 applications
Denial rate
6.1%
Purchase · WA 5.9%
Rate spread
+0.05 pts
Conv. · WA +0.10 pts
Loan amount
$445,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3783526.1%6.375%+0.05 pts$6,450$445,000
Refinance11—————
Cash-out refinance21—————

*Conventional loans only; medians with at least 20 loans.

Washington counties where Zillow Home Loans, LLC ranks in the top 25

CountyRankLoansMarket share
Adams County1721.2%
Pend Oreille County2021.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology