Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Maryland · HMDA 2025

Zillow Home Loans, LLC mortgages in Maryland

Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.

Zillow Home Loans, LLC originated 344 owner-occupied single-family loans in Maryland from 370 completed applications.

Its median conventional purchase loan costs were $5,120 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.50% (Maryland: 6.625%).

Loans in MD
344
of 370 applications
Denial rate
5.7%
Purchase · MD 8.6%
Rate spread
+0.16 pts
Conv. · MD +0.14 pts
Loan amount
$365,000
Purchase · MD $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3673425.7%6.500%+0.16 pts$5,120$365,000
Refinance11—————
Cash-out refinance21—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology