Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Oregon · HMDA 2025

Zillow Home Loans, LLC mortgages in Oregon

Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.

Zillow Home Loans, LLC originated 235 owner-occupied single-family loans in Oregon from 250 completed applications.

Its median conventional purchase loan costs were $6,900 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.375% (Oregon: 6.625%).

Loans in OR
235
of 250 applications
Denial rate
4.0%
Purchase · OR 5.7%
Rate spread
+0.12 pts
Conv. · OR +0.12 pts
Loan amount
$395,000
Purchase · OR $415,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2502354.0%6.375%+0.12 pts$6,900$395,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Oregon counties where Zillow Home Loans, LLC ranks in the top 25

CountyRankLoansMarket share
Multnomah County191061.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology