Lender in New Jersey · HMDA 2025
American Financial Resources, Inc. mortgages in New Jersey
American Financial Resources, Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
American Financial Resources, Inc. originated 251 owner-occupied single-family loans in New Jersey from 285 completed applications.
Its median conventional purchase loan costs were $8,130 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
251
of 285 applications
Denial rate
8.9%
Purchase · NJ 8.4%
Rate spread
+0.10 pts
Conv. · NJ +0.12 pts
Loan amount
$495,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 213 | 190 | 8.9% | 6.625% | +0.10 pts | $8,130 | $495,000 |
| Refinance | 39 | 31 | 15.4% | — | — | — | $465,000 |
| Cash-out refinance | 33 | 30 | 9.1% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
- American Financial Resources, Inc. nationwide
- New Jersey mortgage market
- American Financial Resources, Inc. in Florida
- American Financial Resources, Inc. in Texas
- American Financial Resources, Inc. in Missouri
- American Financial Resources, Inc. in Ohio
- American Financial Resources, Inc. in Arizona
- American Financial Resources, Inc. in North Carolina
- American Financial Resources, Inc. in Pennsylvania
- American Financial Resources, Inc. in Georgia
- American Financial Resources, Inc. in Tennessee
- American Financial Resources, Inc. in California
- American Financial Resources, Inc. in Michigan
- American Financial Resources, Inc. in Louisiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology