Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

120 lenders

Mortgage lenders: B

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LenderLoansStatesDenial rate30-yr rate*Costs*
b1BANK15356.3%—$3,090
Ballston Spa National Bank12520.0%——
Banc One Mortgage Corporation11670.0%6.625%—
BancFirst1,16567.4%6.625%$3,850
Bangor Savings Bank1,40197.3%6.375%$3,630
Bank109515.1%6.500%$2,730
Bank & Trust Company10444.7%——
Bank First, N.A.74882.7%6.500%$2,780
Bank Five Nine1,141152.5%6.625%$3,610
Bank Independent380510.9%6.375%$4,710
Bank Iowa32596.8%6.500%$2,900
Bank Midwest9435.8%——
Bank of America, N.A.26,8985113.7%6.125%$5,060
Bank of Ann Arbor12644.1%——
Bank of Charles Town11161.9%——
Bank of Clarke1951411.2%——
Bank of Cleveland10022.5%——
Bank of Colorado731176.3%6.625%$6,110
Bank of England476297.2%6.875%$4,840
Bank of Frankewing11156.6%——
Bank of Hawaii64613.9%6.250%$12,050
Bank of Hope610225.4%6.375%$8,480
Bank of Lexington, Inc.11325.7%——
Bank of Little Rock Mortgage Corporation342123.8%6.625%$3,430
Bank of Odessa14214.3%——
Bank of Pontiac14820.0%——
Bank of Springfield604235.9%6.550%$2,160
Bank of Sun Prairie10915.9%6.500%$3,610
Bank of Tennessee19183.4%6.750%$4,960
Bank of the Flint Hills11639.9%——
Bank of Travelers Rest84110.1%——
Bank of Utah42251.4%6.500%$5,370
Bank of Washington11124.0%——
Bank OZK3911241.0%6.750%$4,180
Bank-Fund Staff Federal Credit Union487293.5%6.625%$5,220
Bank314273.0%——
Bankers Trust Company435103.9%5.750%$2,170
Bankers' Bank383912.6%6.625%$3,170
bankESB71863.2%6.375%$4,120
BankFirst10532.7%——
BankFirst Financial Services44194.1%6.625%—
BankNewport203410.2%6.375%$4,470
Bankorion9765.8%——
BankPlus9961811.5%6.625%$3,660
Banksouth Mortgage Company, LLC1,820103.8%6.625%$8,040
Bankwest, Inc.213118.8%6.125%$5,880
Banner Bank1,041421.8%6.500%$9,720
Banterra Bank131717.5%6.375%$3,230
Bar Harbor Bank & Trust174513.3%6.625%$3,680
Barksdale117337.1%6.625%$4,570
Barrington Bank & Trust Company, N.A.6,728517.7%6.750%$5,820
Bartlett Mortgage, Inc.23281.2%6.624%$4,820
Bath Savings Institution109115.0%7.000%$4,650
Baxter Credit Union1,041452.7%6.625%$5,130
Bay14714.4%6.875%—
Bay Capital Mortgage Corporation688118.3%6.625%$6,830
Bay Equity LLC4,019464.3%6.750%$5,620
Bay-Valley Mortgage Group770230.9%6.625%$9,060
Baycoast Mortgage Company, LLC917102.8%6.500%$5,160
Bayer Heritage Credit Union125714.3%—$3,470
Bayshore Mortgage Funding, LLC1,073355.5%6.750%$5,920
Beacon Community Bank11428.1%——
Beacon Credit Union21835.1%6.625%$2,300
Beehive75931.1%6.125%$8,060
Beeline Loans, Inc.1173071.2%6.500%—
Belem Servicing LLC531202.5%6.625%$5,530
Bell Bank8,187362.8%6.625%$4,920
Belmont Savings Bank16048.3%——
Benchmark Community Bank16326.0%6.624%$90
Berkshire Bank30497.2%6.500%$5,190
Bethpage Federal Credit Union8143310.0%6.500%$6,330
Better Banks9134.3%——
Better Mortgage Corporation6,8345126.0%6.625%$5,910
Bison State Bank516432.0%6.375%$4,080
Black Hills Community Bank, N.A.90137.3%——
Black Hills Federal Credit Union320143.5%6.375%$6,300
Blackhawk Bank & Trust82316.9%——
Blackhawk Community Credit Union12222.4%6.750%$2,830
Blaze Credit Union658183.4%6.500%$3,010
BLG Holdings, Inc.44821.2%6.625%$4,640
Bloomsdale Bank11830.0%——
BluCurrent Credit Union97210.5%6.625%$2,620
Blue Federal Credit Union10851.9%6.000%$5,740
Blue Ridge Bank, N.A.108814.9%6.625%$6,030
Bluestone Bank13328.1%——
BMI Federal Credit Union11462.5%6.625%$3,780
BMO Bank, N.A.4,1484920.2%6.750%$6,330
BNY Mellon, N.A.291413.9%6.250%$6,480
Boeing Employees Credit Union2,910107.9%6.375%$4,640
Bokf, N.A.2,956386.1%6.625%$5,470
BOM Bank96311.1%——
Bond Street Mortgage, LLC547144.5%6.625%$6,680
Border Bank13422.3%——
BoxCar Mortgage, LLC2,606392.7%6.625%—
Brannen Bank22118.7%——
Bravera Bank30161.8%——
Brazos Valley Schools73114.5%——
Bremer Bank, N.A.23368.6%6.625%$5,020
Brightland Mortgage Services, Ltd.75621.1%6.375%$2,180
Brighton Bank390383.8%6.750%$6,010
Bristol County Savings Bank34524.8%6.500%$4,330
Broadway National Bank17854.7%——
Brookhollow Mortgage Services, Ltd.68041.0%6.624%$8,020
Brookline Bank15877.1%6.250%$4,100
Bryant Bank16158.7%6.500%$5,580
BTC Bank29459.9%——
Builders Choice Mortgage LLC564183.4%6.875%$6,560
Builtwell Bank120422.2%——
Burke & Herbert Bank & Trust Company17484.3%6.250%$4,880
Busey Bank6791210.0%6.750%$3,030
The Bank of Canton18975.2%6.624%$4,510
The Bank of Fayette County10468.3%——
The Bank of Marion193217.8%——
The Bank of Missouri336118.7%6.625%$3,060
The Bank of New Glarus36151.3%6.625%$2,890
The Bank of Old Monroe13634.1%——
The Bank of South Carolina10470.0%——
The Bank of Tampa71123.0%——
The Bennington State Bank14127.0%——
The Bradford National Bank of Greenville9625.6%——

*Conventional home-purchase medians, at least 20 loans.