Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

35 lenders

Mortgage lenders: V

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LenderLoansStatesDenial rate30-yr rate*Costs*
The Vinton County National Bank27714.6%6.625%$4,050
V.i.p. Mortgage, Inc.6,084432.6%6.625%$6,550
Valley Communities Credit Union124120.4%—$1,960
Valley Mortgage, Inc.23021.9%6.490%$3,550
Valley National Bank1,1032212.1%5.750%$5,230
Valley Strong Credit Union23158.1%6.375%$5,400
Valley West Corporation246262.0%6.490%$4,700
Valon Mortgage, Inc.870505.4%6.500%$4,700
Valor Bank26330.8%——
Van Dyk Mortgage Corporation2,148392.6%6.750%$4,750
Vanderbilt Mortgage and Finance, Inc.7,419302.0%6.125%$5,220
Vantage Bank Texas16019.7%——
Vantage Credit Union17520.9%6.250%$3,820
Vantage West23992.5%6.500%$5,990
Vellum Mortgage, Inc.1,498192.2%6.625%$6,530
Velocio Mortgage L.L.C.5,32854.0%4.990%$6,660
VeraBank, N.A.27339.2%6.750%$3,530
Veridian Credit Union3,00782.0%6.250%$1,950
Veritas Funding, LLC877201.5%6.375%$10,180
Veritex Community Bank10152.3%6.500%$10,380
Vermont Federal Credit Union26413.3%6.250%$4,020
Verve, a Credit Union15633.9%6.375%$3,250
Veterans United Home Loans78,558518.9%6.625%$3,170
Vibe Credit Union17064.9%5.990%$3,290
Victoria Financial Corp.11012.6%6.750%$6,300
Victorian Finance, LLC913163.2%6.490%$6,990
Victory Mortgage, L.L.C.2,43364.7%6.125%$2,840
Village Capital & Investment LLC10,1825065.7%——
Virginia Credit Union, Inc.1,17467.9%6.500%$4,300
Vision Bank90112.2%—$1,200
Vision Lending Services, LLC12311.6%6.625%$5,820
Vision One Mortgage, Inc.173418.1%7.000%$13,840
Visions Federal Credit Union210521.1%6.750%$4,570
Vista Point Mortgage, LLC4752721.2%7.125%$16,700
Vystar Credit Union96427.4%6.250%$4,630

*Conventional home-purchase medians, at least 20 loans.