Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

239 lenders

Mortgage lenders: F

# · A · B · C · D · E · F · G · H · I · J · K · L · M · N · O · P · Q · R · S · T · U · V · W · Y · Z

LenderLoansStatesDenial rate30-yr rate*Costs*
F & M Bank Corp.26932.0%6.500%$4,290
F&A Federal Credit Union115140.0%6.250%$4,450
F&M Bank20542.4%6.625%$3,950
Fair Way Lending LLC23463.0%6.875%$4,300
Fairmont132117.9%5.990%$3,220
Fairway Funding Group, Inc.15525.7%6.750%$7,510
Fairway Independent Mortgage Corporation59,815514.0%6.750%$5,860
Fairwinds Credit Union5221813.6%6.500%$5,900
Fall River Five Cents Savings Bank56853.9%6.500%$4,350
Family Finance Mortgage, LLC29930.0%6.875%$4,570
Family First of Ny10715.1%6.375%$3,510
Family Savings Credit Union702———
Farm Credit East, ACA39191.7%6.750%$6,180
Farm Credit Mid-America2,5652314.4%7.125%$8,150
Farm Credit of the Virginias, ACA122521.5%7.875%$1,790
Farm Credit Services of Western Arkansas, ACA168217.0%6.750%$6,490
Farmers and Merchants Trust Company of Chambersburg30156.5%6.375%$5,470
Farmers Bank & Trust8184710.2%6.375%$4,650
Farmers Bank & Trust Company21347.8%6.875%$2,700
Farmers Bank and Trust Company91317.3%——
Farmers Insurance Group Federal Credit Union85265.3%6.990%$7,110
Farmers State Bank86217.7%——
Farmers State Bank9712.1%5.125%$1,870
Farmers State Bank19227.1%—$3,140
Farmers State Bank20833.1%6.375%$2,230
Fay Servicing, LLC5628———
FBC Mortgage, LLC5,632386.2%6.490%$6,680
FCB Banks801116.3%6.375%$2,420
FCN Bank, N.A.12134.0%——
FCS Financial, Flca12419.7%—$4,240
Federated Mortgage Corp.277100.0%6.624%$4,540
Fibre14732.9%6.125%$7,470
Fidelity Bank27291.3%——
Fidelity Bank1,255155.8%6.750%$5,760
Fidelity Bank & Trust33133.8%6.125%$2,810
Fidelity Bank, N.A.519222.7%6.625%$3,300
Fidelity Direct Mortgage, LLC731115.1%6.750%$6,960
Fidelity Lending Solutions, Inc.40281.8%6.875%$13,470
Field & Main Bank, Inc.93412.0%——
Fifth Third Bank, N.A.11,161489.5%6.625%$4,380
Filo Mortgage, L.L.C.2,186286.5%6.624%$6,870
Financial Center First Credit Union7819.8%6.250%$2,870
Financial Concepts Mortgage, LLC51131.4%6.750%—
Financial Federal Bank126100.0%6.125%$4,250
Financial Funding Solutions, Inc.217162.3%6.490%$2,890
Financial Partners Credit Union107710.9%—$7,980
Financial Plus Credit Union145110.6%6.625%$3,220
Financial Plus Credit Union16911.0%5.750%$1,440
FineMark National Bank & Trust131240.8%——
Firefighters First Federal Credit Union2251412.1%6.625%$5,220
First Alliance Home Mortgage, LLC1,046297.6%6.625%$6,990
First American Bank260169.6%6.500%$5,070
First American Bank and Trust161111.3%——
First American Bank and Trust Company12053.2%——
First Bancorp, Inc.31578.1%7.000%$4,300
First Bank60646.8%5.875%$4,790
First Bank1,106313.0%6.625%$3,690
First Bank426132.7%6.750%$9,180
First Bank & Trust6101213.3%6.375%$5,140
First Bank & Trust Co.93112.5%——
First Bank of Berne142314.1%——
First Bank Richmond127510.6%——
First Bankers Trust Company, N.A.81310.9%6.500%$2,010
First Central Savings Bank278130.4%——
First Central State Bank100614.6%——
First Citizens Community Bank57077.4%6.500%$5,040
First Citizens National Bank292610.4%6.500%$3,460
First Colony Mortgage Corporation7,091483.8%6.500%$7,160
First Commerce Credit Union123214.3%6.125%$4,300
First Commercial Bank8939.3%——
First Commonwealth Bank1,477145.8%6.500%$4,640
First Commonwealth Federal Credit Union21837.6%6.125%$4,890
First Community265511.3%5.500%$4,390
First Community659725.4%6.750%$2,540
First Community Bank37262.9%6.625%$7,740
First Community Bank185420.4%6.250%$3,860
First Community Bank902123.1%6.500%$4,670
First Community Bank10710.0%——
First Community Credit Union34633.6%6.250%$4,870
First Community Credit Union34414.3%6.000%$7,290
First Community CU of Beloit76253.3%——
First Community Mortgage, Inc.9,279475.6%6.625%$5,580
First Continental Mortgage, Ltd.33880.7%——
First Dakota National Bank44993.8%6.375%$2,540
First Entertainment9011.7%—$8,410
First Equity Mortgage Bankers, Inc.18615.8%6.750%$11,080
First Equity Mortgage Incorporated1,246815.4%6.500%$5,230
First Farmers Bank & Trust Co.321413.2%6.875%$2,410
First Federal Bank16359.9%——
First Federal Bank4,0015110.0%6.490%$4,870
First Federal Bank of Kansas City192163.4%6.625%$4,480
First Federal Bank, A FSB1,122124.1%6.500%$5,320
First Federal Community Bank of Bucyrus10931.9%——
First Federal Savings and Loan Association115120.6%6.500%$3,180
First Federal Savings and Loan Association of Greene Co30725.8%6.000%$3,480
First Federal Savings and Loan Association of Lakewood754133.5%6.550%$4,610
First Federal Savings and Loan Association of Valdosta10610.0%——
First Federal Savings Bank16637.3%——
First Federal Savings Bank9322.3%——
First Federal Savings Bank10122.8%6.625%$2,450
First Federal Savings Bank55050.7%7.000%$3,050
First Federal Savings Bank of Lincolnton9818.6%——
First Federal Savings Bank of Twin Falls33754.0%6.375%$6,650
First Financial Bank35996.2%6.625%$3,210
First Financial Bank2,149176.1%6.650%$4,660
First Financial Bank2,431139.6%6.625%$4,200
First Financial Bank, N.A.4971116.2%6.750%$3,060
First Financial of Maryland Federal Credit Union15620.0%6.125%$4,450
First Guaranty Bank120511.5%——
First Harrison Bank20423.7%6.500%$2,730
First Hawaiian Bank29617.3%6.500%$12,960
First Heritage Federal Credit Union211210.1%6.250%$3,180
First Heritage Financial, LLC3931212.4%6.500%$5,160
First Heritage Mortgage, LLC6,634183.7%6.500%$6,280
First Home Mortgage Corporation4,738192.6%6.750%$8,960
First Horizon Bank4,443336.5%6.500%$5,430
First International Bank & Trust1,159271.5%6.500%$4,100
First Interstate Bank3271327.8%6.750%$4,140
First Liberty Bank9845.4%——
First Merchants Bank2,268266.4%6.500%$3,800
First Mid Bank & Trust, N.A.8421012.1%6.500%$3,010
First National Bank216147.3%——
First National Bank16617.7%7.125%$4,920
First National Bank10728.2%—$1,520
First National Bank Alaska126114.3%6.375%$6,870
First National Bank of America2,1814711.4%8.875%$12,080
First National Bank of Omaha1,318317.8%6.625%$3,370
First National Bank of Pana10025.9%——
First National Bank of Pennsylvania6,5681610.7%6.500%$5,860
First National Bank of Pulaski14324.7%——
First National Bank of Waterloo12922.0%6.500%$2,040
First National Bank Texas1,086232.5%6.500%$6,130
First Nations Home Finance Corporation129310.9%6.625%$5,650
First New York134114.9%6.250%$5,210
First Northern Credit Union23761.3%6.625%$3,300
First Ohio Home Finance, Inc.41850.0%6.625%—
First Option Bank84316.2%——
First Option Mortgage, LLC1,213274.2%6.875%$7,640
First Palmetto Bank37472.9%6.624%$4,060
First Peoples Community Federal Credit Union18635.0%6.375%$2,930
First Premier Bank4992318.9%6.375%$4,110
First Reliance Bank98294.9%6.625%$4,400
First Savings Bank14247.8%6.875%$2,680
First Savings Mortgage Corporation1,56671.1%6.625%$6,880
First Security Bank53224.9%6.375%$3,180
First Service Credit Union16913.5%6.250%$5,000
First Source153114.3%6.500%$3,420
First South Financial Federally Insured State-Chartered Credit Union9744.7%6.375%$4,050
First Southern National Bank15140.0%—$2,570
First Standard Financial Corp.34960.0%6.875%$9,380
First State Bank93413.9%6.875%$2,650
First State Bank15145.1%6.750%$5,200
First State Bank140412.0%6.875%$2,280
First State Bank797123.4%6.625%$3,620
First State Bank and Trust11617.3%——
First State Bank Nebraska113314.6%——
First State Bank of Forrest128212.6%——
First State Bank of Middlebury12533.9%——
First State Bank of St. Charles, Missouri1,906360.0%6.500%$3,510
First State Community Bank736317.5%6.500%$3,210
First State Mortgage Services, LLC1,278232.2%6.750%$3,270
First Technology Federal Credit Union1,122251.8%6.625%$5,790
First United Bank29162.8%6.250%$5,290
First United Bank and Trust Company4,506294.6%6.750%$6,130
First United Corporation111411.6%——
First Western Bank & Trust25076.3%6.375%$5,270
First Western Mortgage, Inc.14543.8%6.500%$3,230
First Western Trust Bank799370.3%6.500%$3,020
First World Mortgage Corporation1,34533.6%6.625%$5,580
First-Citizens Bank & Trust Company4,4453711.4%6.250%$5,410
Firstar Bank47422.0%6.375%$4,280
FirstBank84647.2%6.250%$3,590
FirstBank3,609304.6%6.625%$4,710
Firstbank Puerto Rico24213.9%6.250%$5,000
FirstBank Southwest11919.1%6.375%$5,110
FirstLight Federal Credit Union185255.4%6.500%$3,560
Firstmark129221.9%6.125%$5,800
Firstrust Savings Bank3871010.4%6.500%$5,820
Firsttrust Home Loans, Inc.2,801151.0%6.625%$3,770
Five Points Bank12851.1%——
Five Star Bank36416.0%6.625%$3,830
Five Star Credit Union132325.0%——
Fivepoint Credit Union18413.1%——
Flagstar Bank, N.A.7,1715132.4%6.674%$4,860
Flanagan State Bank1,0452911.3%6.875%$3,940
Flat Branch Mortgage, Inc.14,009331.1%6.625%$3,520
FlexPoint, Inc.1,758264.0%7.000%$12,680
Florence Bank19813.6%6.250%$4,080
Florida Capital Bank, N.A.846325.4%6.490%$6,430
Florida Credit Union139540.7%—$5,080
Flyhomes Mortgage, LLC10925———
FM Home Loans, LLC915212.6%6.625%$6,220
FNB Bank, Inc.115218.4%——
FocusOne Mortgage, LLC20529.3%6.325%$8,180
Forcht Bank, N.A.150320.3%6.750%$3,760
Fort Financial Federal Credit Union145813.7%6.875%$3,190
Fortera Federal Credit Union15169.8%6.375%$5,130
Fortifi Bank14033.1%——
Forum51315.4%6.625%$1,890
Forward Bank23621.6%6.625%$2,790
Foundation Mortgage Corporation2582516.4%7.500%$16,170
Founders Federal Credit Union1,119717.0%6.500%$3,360
FOX Communities Credit Union91281.9%6.125%$2,410
Fox Valley Savings Bank12411.2%——
Frandsen Bank & Trust56272.5%6.500%$5,040
Frankenmuth Credit Union46810.8%6.625%$3,260
Franklin Loan Corporation1,389221.7%6.750%$7,530
Freedom Bank of Southern Missouri10523.2%——
Freedom First Federal Credit Union25862.5%6.625%$4,080
Freedom Mortgage Corporation67,8445114.3%6.750%$7,830
Freedom Northwest Credit Union21180.0%——
Fremont Bank23724.5%7.115%$930
Fremont Federal Credit Union16720.8%6.500%$2,370
Frontier Bank198102.7%6.625%$3,050
Frontier Financial, Inc.26630.0%6.750%$3,660
Frost Bank984116.9%5.750%$4,880
Fulton Bank, N.A.2,753118.1%6.750%$6,520
Fulton Savings Bank11612.0%——
Fundloans Capital355205.8%7.250%$20,740
The Farmers & Merchants Bank129216.7%—$2,330
The Farmers & Merchants State Bank313810.0%6.500%$3,020
The Farmers Bank13127.4%6.490%$3,820
The Farmers Bank and Savings Company85541.9%7.125%$3,180
The Farmers Bank, Frankfort, Indiana13922.7%——
The Farmers National Bank of Canfield65671.8%6.625%$4,100
The Federal Savings Bank7,055519.0%6.750%$6,580
The Fidelity Bank41332.6%6.750%$4,560
The Fidelity Deposit and Discount Bank26650.8%6.625%$5,630
The First Financial Federal Credit Union1401———
The First National Bank and Trust Company17044.7%6.750%$3,070
The First National Bank in Sioux Falls9730.0%——
The First National Bank of Bastrop8724.2%——
The First National Bank of Fort Smith27945.9%6.490%$3,560
The First National Bank of Hutchinson12390.9%——
The First National Bank of Middle Tennessee418811.6%6.625%$5,180
The Fisher National Bank20261.9%——
The Fountain Trust Company57132.9%——
The Freedom Bank of Virginia260149.7%6.490%$5,010
The Friendship State Bank108413.1%—$1,840

*Conventional home-purchase medians, at least 20 loans.