Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

56 lenders

Mortgage lenders: U

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LenderLoansStatesDenial rate30-yr rate*Costs*
The Union Bank Company352313.6%——
The Union State Bank of Everest9528.2%——
U S Wide Financial LLC124181.3%6.500%$2,940
U.S. Bank, N.A.36,571519.1%6.500%$5,190
UBS Bank USA1,988495.4%6.250%$6,420
Uif Corporation1,4663113.3%6.750%$5,580
Ukrainian Federal Credit Union97103.4%6.375%$4,270
Ulster Savings Bank26913.2%6.625%$4,150
UMB Bank, N.A.656267.4%6.624%$3,320
Umpqua Bank1,60394.9%6.625%$6,250
UniBank for Savings23344.6%6.250%$2,940
Unified Bank10237.2%——
Union Bank19223.5%——
Union Bank44644.0%6.625%$4,170
Union Bank and Trust Company648144.7%6.500%$2,850
Union Capital Mortgage Corporation52734.2%6.625%$5,590
Union Home Mortgage Corp.31,103504.9%6.750%$6,020
Union Savings Bank22623.4%6.375%$5,650
Union Savings Bank5,368274.5%6.625%$2,420
Union Square Credit Union16468.3%6.500%$3,590
United Bank1,696147.4%6.490%$4,910
United Bank169320.0%6.625%$6,260
United Bank of Iowa234322.3%6.875%$2,850
United Bank of Michigan20726.9%——
United Bank of Union12531.1%6.500%$2,830
United Built Homes, L.L.C.281543.9%8.990%—
United Community Bank736118.1%6.500%$2,160
United Community Bank2,204717.0%6.625%$5,680
United Cumberland Bank129217.3%——
United Federal Credit Union1,338305.5%6.625%$3,790
United Home Loans, Inc.514162.3%6.750%$6,550
United Mortgage Corp.1,944395.6%6.875%$10,570
United Nations Federal Credit Union1,059337.0%6.125%$5,190
United Northern Mortgage Bankers Limited750196.9%6.625%$6,760
United Trust Bank974456.5%6.500%$7,040
United Wholesale Mortgage (UWM)361,155518.9%6.624%$7,230
Unitedone Credit Union104119.2%—$2,090
Unitus Community Credit Union14133.5%6.625%$4,730
Unity Bank28474.8%6.750%$5,740
Universal Lending Corporation80975.4%4.990%$5,770
Universal Mortgage & Finance, Inc.1231112.1%6.750%$8,450
University Bank2,107422.2%6.625%$4,580
University Federal Credit Union1,088133.1%6.500%$6,480
University First Federal Credit Union14711.4%6.500%$6,690
University of Illinois Community Credit Union27594.0%5.500%$2,700
University of Michigan Credit Union21013.9%6.375%$3,320
University of Virginia Community Credit Union, Inc.29418.3%——
University of Wisconsin Credit Union2,67532.4%6.625%$3,240
Univest Bank and Trust Co.681102.9%6.625%$5,880
US Mortgage Corporation1,362347.0%—$7,330
USAA Federal Savings Bank10,8655132.8%6.625%$4,940
Usalliance Federal Credit Union94106.1%6.625%$6,910
USF Federal Credit Union11813.9%6.500%$5,440
Utah Community Federal Credit Union19228.6%6.500%$6,940
Utah Power Federally Insured State-Chartered Credit Union10893.5%6.000%$6,380
Uwharrie Bank396121.7%6.750%$4,540

*Conventional home-purchase medians, at least 20 loans.