Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

123 lenders

Mortgage lenders: P

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LenderLoansStatesDenial rate30-yr rate*Costs*
Pacific Lending LLC375180.0%6.875%$9,900
Pacific Service Credit Union5834.2%6.625%$4,760
Pacor Mortgage Corp.28161.3%6.875%$6,250
Palmetto Citizens Federal Credit Union23213.8%5.875%$5,750
Panorama Mortgage Group, LLC904333.8%6.875%$8,190
Paragon Bank9774.5%——
Paramount Bank351325.8%6.750%$3,930
Paramount Residential Mortgage Group, Inc.19,581504.7%6.625%$7,590
Park Federal Credit Union16028.7%6.250%$3,260
Park Square Home Mortgage, LLC19317.7%5.490%$5,440
Park State Bank142314.3%6.375%$4,840
Parke Bank11630.9%—$9,330
Parkstone Mortgage, LLC93210.5%6.125%$4,250
Partners 1ST Federal Credit Union13553.5%6.625%$2,850
Partners Federal Credit Union34035.6%5.990%$7,550
Patelco Credit Union44516.5%6.625%—
Pathfinder Bank10936.1%——
Pathways Financial Credit Union, Inc.144324.1%6.625%$3,590
Patriot Bank37292.0%6.375%$4,460
Patriot Mortgage Company21911.8%——
PCM Credit Union19623.1%—$1,630
Peak Residential Lending Inc.356100.7%6.750%$7,340
Peapack-Gladstone Bank9576.8%——
Pen Air Credit Union10447.5%6.490%$7,570
Penn Community Bank13621.9%6.750%$3,800
Pennsylvania State Employees Credit Union1,16014.1%6.500%$3,400
Pennymac Loan Services, LLC69,9245113.6%6.624%$7,320
Pentagon Federal Credit Union3,3745138.7%6.500%$5,520
People First Federal Credit Union125414.8%——
Peoples Bank11092.3%——
Peoples Bank156113.2%6.750%$6,460
Peoples Bank289439.9%——
Peoples Bank11514.5%6.125%$5,900
Peoples Bank10212.1%——
Peoples Bank17594.0%6.625%$3,230
Peoples Bank642714.2%6.625%$3,330
Peoples Bank and Trust Company51861.6%6.750%$3,070
Peoples Bank of Kankakee County9638.0%——
Peoples Community Bank9925.6%——
Peoples Exchange Bank78215.7%6.490%$2,980
Peoples National Bank , N.A.257510.5%6.500%$2,510
Peoples Security Bank and Trust Company196313.9%5.625%$4,230
Peoples State Bank11526.4%——
Peoples State Bank136312.2%6.625%$3,120
Peoples State Bank of Plainview9836.1%——
PeoplesBank28453.0%6.375%$4,640
Petefish, Skiles & Co.300519.1%6.625%$2,320
Pfcu12212.1%6.375%$3,180
PFN Lending Group, Inc.5732912.1%6.750%$9,940
PHH Mortgage Corporation5,590509.7%6.500%$5,630
Philadelphia Federal Credit Union96444.0%6.375%$4,320
Philadelphia Mortgage Advisors, Inc.33540.0%6.500%$6,340
Pike Creek Mortgage Services, Inc.2,522263.9%6.500%$6,520
Pilgrim Mortgage LLC1,085131.6%6.625%$7,430
Pima Federal Credit Union8812.0%6.500%$4,750
Pinnacle Bank37179.7%——
Pinnacle Bank2,425369.9%6.375%$5,110
Pinnacle Bank1,458132.5%6.490%$2,770
Pinnacle Bank - Wyoming14543.0%——
Pinnacle Mortgage, Inc.21630.0%6.500%$7,550
Pioneer Bank & Trust8646.3%——
Pioneer Federal Credit Union12210.0%5.875%$7,410
Plains Commerce Bank10,740518.2%6.625%$7,420
Planet Home Lending, LLC11,7705114.7%6.625%$6,020
Planters Bank & Trust Company151624.0%——
Platinum Eagle Mortgage LLC26725.0%6.625%$8,350
Platte Valley Bank11567.0%——
Plaza Home Mortgage, Inc.11,3375126.0%6.625%$6,520
Plus Relocation Mortgage, LLC114250.0%6.875%$5,690
PNC Bank, N.A.11,5355112.7%6.500%$4,760
Point Breeze Credit Union14221.5%5.875%$4,380
Point Mortgage Corporation1,563192.4%6.750%$6,280
Polaris Home Funding Corp.964185.6%6.750%$5,060
Police & Fire88846.4%6.750%$4,230
Polish & Slavic208710.8%——
Polish National Credit Union18424.8%—$4,400
Popular Bank124515.8%——
Portage Community Bank18922.7%6.500%$3,910
Potlatch No. 1 Financial Credit Union17138.5%6.250%$4,910
Prairie State Bank and Trust18241.9%6.500%$2,080
Preferred Bank12229.3%——
Premia Mortgage, LLC DBA Premia Relocation Mortgage1,714492.7%6.500%$1,420
Premier Lending, Inc.675261.4%6.750%$7,510
Premier Members Credit Union43842.6%5.875%$3,280
Premier Mortgage Resources, L.L.C.4,425402.7%6.625%$7,190
Premium Mortgage Corporation4,714102.8%6.625%$4,140
Presidential Bank, FSB2,652466.3%6.750%$6,700
Preston Home Loans Inc.1,09672.9%6.875%$4,590
Prevail Bank89114.8%6.625%$3,080
Primary Residential Mortgage, Inc.7,535505.1%6.625%$6,790
Primebank18133.5%——
Primelending, a Plainscapital Company20,348514.0%6.625%$6,310
Primeway Federal Credit Union1061———
Primis Mortgage Company2,296402.5%6.624%$6,040
Princeton Mortgage Corporation688318.1%6.625%$7,110
Priority Bank20660.5%6.490%$3,660
Priority Home Lending, LLC23763.5%6.625%$7,100
Priority Home Mortgage, L.P.1,17460.3%5.990%$2,300
PriorityOne Bank32054.4%6.750%—
Profed Credit Union27235.3%6.500%$2,580
Proper Rate, LLC211112.4%6.990%$6,530
Prosperity Bank1,1971027.1%6.875%$4,330
Prosperity Home Mortgage, LLC18,560474.1%6.750%$5,720
Provident Bank38748.2%6.000%$5,280
Provident Credit Union31110.8%—$4,900
Provident Funding Associates, L.P.11,704306.7%6.375%$5,250
Provident Savings Bank, F.S.B.107124.4%—$9,730
Province Mortgage Associates, Inc.48056.1%6.750%$5,160
Prysma Lending Group, LLC18325.9%7.500%$12,430
PS Bank10437.2%——
Publix Employees Federal Credit Union82612.9%6.320%$4,070
Pulte Mortgage LLC17,5592615.2%5.990%$950
Purdue448221.2%6.625%$2,900
Putnam County Bank102418.3%——
PyraMax Bank, FSB10622.7%6.625%$2,340
The Paducah Bank and Trust Company12768.2%——
The Park Bank22824.0%6.625%$3,380
The Park National Bank1,435128.6%6.625%$4,480
The Peoples Community Bank10412.6%——
The Peoples State Bank13412.0%——
The Pittsfield Co-operative Bank9834.3%——
The Poca Valley Bank, Inc.179310.7%——
The Port Washington State Bank18221.5%——

*Conventional home-purchase medians, at least 20 loans.