Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

75 lenders

Mortgage lenders: N

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LenderLoansStatesDenial rate30-yr rate*Costs*
N.e.w. Credit Union13620.0%5.490%$2,990
Nasa Federal Credit Union104256.7%6.125%$7,710
Nassau Educators Federal Credit Union81334.5%5.875%$5,010
Nation One Mortgage Corporation1,741143.4%6.625%$12,970
National Bank of Commerce24351.0%6.375%$5,590
National Bankshares, Inc.12122.3%——
National Cooperative Bank, N.A.369138.0%6.750%$4,460
National Exchange Bank and Trust33493.9%6.250%$2,270
National Police Federal Credit Union effective99185.8%——
Nations Direct Mortgage, LLC4,725386.3%6.625%$7,110
Nations Lending Corporation5,251482.8%6.625%$4,680
Nationwide Mortgage Bankers, Inc.3,368424.5%6.750%$10,280
Navigant Credit Union68891.4%6.500%$3,650
Navigator CU8322.6%6.250%$4,540
Navy Federal Credit Union34,5965110.4%6.625%$3,950
NBH Bank1,022294.5%6.625%$3,040
NBKC Bank6,322518.9%6.500%$3,850
NBT Bank, N.A.68675.1%6.250%$4,150
Neal Communities Funding, LLC38419.4%6.125%$4,010
Neches Federal Credit Union22514.3%6.250%$6,360
Needham Bank147411.1%6.500%$3,870
Nest Home Lending, LLC78930.8%5.625%$5,110
Network Capital Funding Corporation5163143.2%——
Network Funding, L.P.2,206256.3%6.625%$6,420
New American Funding40,605515.0%6.750%$6,330
New Day Financial, LLC8,305445.6%——
New Fed Mortgage, Corp.1,006214.7%6.750%$5,540
New Market Bank11672.9%——
New Wave Lending Group Inc.3,106290.3%6.875%$10,120
New West Lending, Inc.13253.9%6.750%$7,940
Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union27221.7%—$3,940
Newrez LLC46,569519.8%6.750%$6,460
Newtown Savings Bank51715.8%6.375%$5,780
NexBank3,747479.6%6.500%$7,690
Nexera Holding LLC2,474478.2%7.250%$14,570
Nextier Bank, N.A.13246.8%6.750%$4,850
NextMortgage, LLC458173.6%6.875%$6,460
Nextres, LLC18657.4%7.250%$8,570
NFM, Inc.16,382462.1%6.750%$7,000
Nicolet National Bank1,011171.8%6.750%$3,370
NJ Lenders Corp.1,096204.2%6.625%$6,200
Nmsi, Inc.2,829290.0%6.750%$8,660
North American Savings Bank, F.S.B.480496.5%7.000%$9,650
North Country1231022.6%6.625%$3,740
North Shore Bank213216.0%6.625%$3,450
North Shore Bank of Commerce46851.7%6.625%$5,890
North Shore Federal Credit Union126211.4%6.375%$3,160
North Shore Trust and Savings252143.9%——
North State Bank39732.0%6.625%$4,030
Northeast Equitable Mortgage, LLC17430.6%6.625%$7,550
Northeast Home Loan, LLC49451.9%6.500%$5,980
Northern Credit Union24623.8%6.490%$4,270
Northern Mortgage Services, LLC75891.4%6.625%$5,330
Northfield Savings Bank11815.4%6.375%$3,860
Northpoint Mortgage, Inc.1,635133.0%6.750%$5,410
Northpointe Bank4,146507.3%6.750%$5,860
Northrop Grumman Federal Credit Union147281.7%6.625%$5,980
Northview Bank92428.0%——
Northwest Bank1,036211.8%6.500%$2,580
Northwest Bank1,1261110.3%6.625%$4,360
Northwest Community Bank10225.1%6.250%$4,590
Northwest Federal Credit Union2063110.7%6.625%$4,120
Norway Savings Bank104228.3%6.750%$4,110
Norwich Commercial Group, Inc.1,3983513.4%6.750%$8,110
Notre Dame Federal Credit Union Corporation556201.5%6.875%$3,930
Nova Financial & Investment Corporation3,8372514.0%6.625%$3,910
NQM Funding, LLC2,3864617.2%7.375%$10,000
Numark Credit Union234134.0%6.625%$5,290
Numerica Credit Union182416.8%6.750%$8,180
Nusenda45535.5%6.625%$3,820
NuVision Federal Credit Union297127.3%6.500%$6,630
NVR Mortgage Finance, Inc.15,6361721.0%6.500%$4,770
The National Bank of Indianapolis20423.0%——
The Nodaway Valley Bank12635.9%——
The Northern Trust Company120281.1%——

*Conventional home-purchase medians, at least 20 loans.