Lender in Michigan · HMDA 2025
Everett Financial, Inc. mortgages in Michigan
Everett Financial, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Everett Financial, Inc. originated 518 owner-occupied single-family loans in Michigan from 595 completed applications.
Its median conventional purchase loan costs were $5,160 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
518
of 595 applications
Denial rate
5.9%
Purchase · MI 7.8%
Rate spread
+0.52 pts
Conv. · MI +0.23 pts
Loan amount
$215,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 491 | 432 | 5.9% | 6.625% | +0.52 pts | $5,160 | $215,000 |
| Refinance | 59 | 50 | 5.1% | 6.625% | +0.39 pts | $3,460 | $275,000 |
| Cash-out refinance | 45 | 36 | 11.1% | — | +0.84 pts | $5,800 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Everett Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Clair County | 5 | 102 | 4.3% |
| Sanilac County | 5 | 16 | 3.7% |
| Eaton County | 10 | 31 | 2.0% |
| Marquette County | 12 | 12 | 2.0% |
| Ingham County | 15 | 43 | 1.3% |
| Alcona County | 17 | 2 | 1.6% |
| Clinton County | 19 | 13 | 1.1% |
| Tuscola County | 22 | 6 | 1.0% |
| Alpena County | 25 | 2 | 0.9% |
- Everett Financial, Inc. nationwide
- Michigan mortgage market
- Everett Financial, Inc. in Texas
- Everett Financial, Inc. in Florida
- Everett Financial, Inc. in Georgia
- Everett Financial, Inc. in California
- Everett Financial, Inc. in Minnesota
- Everett Financial, Inc. in New York
- Everett Financial, Inc. in Colorado
- Everett Financial, Inc. in Tennessee
- Everett Financial, Inc. in Kentucky
- Everett Financial, Inc. in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology