Lender in Minnesota · HMDA 2025
Everett Financial, Inc. mortgages in Minnesota
Everett Financial, Inc.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Everett Financial, Inc. originated 796 owner-occupied single-family loans in Minnesota from 822 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $7,130 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.875% (Minnesota: 6.625%).
Loans in MN
796
of 822 applications
Denial rate
1.8%
Purchase · MN 5.2%
Rate spread
+0.51 pts
Conv. · MN +0.15 pts
Loan amount
$285,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 735 | 715 | 1.8% | 6.875% | +0.51 pts | $7,130 | $285,000 |
| Refinance | 47 | 45 | 4.3% | 6.500% | +0.15 pts | $6,550 | $395,000 |
| Cash-out refinance | 40 | 36 | 7.5% | 6.875% | +0.73 pts | $7,660 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Everett Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Todd County | 6 | 12 | 4.5% |
| Chippewa County | 7 | 5 | 4.7% |
| Mille Lacs County | 9 | 11 | 2.5% |
| Cass County | 9 | 10 | 2.9% |
| Beltrami County | 9 | 9 | 3.4% |
| Sherburne County | 11 | 31 | 1.8% |
| Morrison County | 12 | 10 | 2.6% |
| Stearns County | 13 | 36 | 1.8% |
| Meeker County | 13 | 6 | 2.1% |
| Yellow Medicine County | 13 | 2 | 2.3% |
| Cottonwood County | 16 | 2 | 1.7% |
| Benton County | 17 | 10 | 1.8% |
| Carlton County | 17 | 9 | 1.8% |
| Anoka County | 18 | 72 | 1.3% |
| Kandiyohi County | 18 | 6 | 1.3% |
| Wadena County | 19 | 2 | 1.5% |
| Ramsey County | 20 | 81 | 1.4% |
| Scott County | 20 | 35 | 1.5% |
| Swift County | 20 | 2 | 2.3% |
| St. Louis County | 21 | 29 | 1.2% |
| Chisago County | 21 | 11 | 1.2% |
| Isanti County | 21 | 10 | 1.4% |
| Hubbard County | 21 | 3 | 1.4% |
| Hennepin County | 23 | 208 | 1.3% |
| Le Sueur County | 23 | 5 | 1.2% |
| Wright County | 24 | 33 | 1.1% |
| Carver County | 24 | 23 | 1.2% |
- Everett Financial, Inc. nationwide
- Minnesota mortgage market
- Everett Financial, Inc. in Texas
- Everett Financial, Inc. in Florida
- Everett Financial, Inc. in Georgia
- Everett Financial, Inc. in California
- Everett Financial, Inc. in New York
- Everett Financial, Inc. in Michigan
- Everett Financial, Inc. in Colorado
- Everett Financial, Inc. in Tennessee
- Everett Financial, Inc. in Kentucky
- Everett Financial, Inc. in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology