Lender in Kentucky · HMDA 2025
Everett Financial, Inc. mortgages in Kentucky
Everett Financial, Inc.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Everett Financial, Inc. originated 299 owner-occupied single-family loans in Kentucky from 322 completed applications.
Its median conventional purchase loan costs were $6,160 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.875% (Kentucky: 6.625%).
Loans in KY
299
of 322 applications
Denial rate
5.4%
Purchase · KY 8.2%
Rate spread
+0.56 pts
Conv. · KY +0.21 pts
Loan amount
$205,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 280 | 261 | 5.4% | 6.875% | +0.56 pts | $6,160 | $205,000 |
| Refinance | 17 | 15 | — | — | — | — | — |
| Cash-out refinance | 25 | 23 | 8.0% | — | — | — | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Everett Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McCracken County | 5 | 42 | 5.1% |
| Muhlenberg County | 5 | 17 | 5.8% |
| Livingston County | 5 | 4 | 6.0% |
| Metcalfe County | 12 | 2 | 2.0% |
| Grayson County | 13 | 5 | 1.7% |
| Jackson County | 13 | 2 | 2.9% |
| Barren County | 14 | 10 | 1.8% |
| Butler County | 15 | 2 | 1.5% |
| Ballard County | 16 | 2 | 2.5% |
| Magoffin County | 18 | 1 | 3.7% |
| Bullitt County | 19 | 22 | 1.4% |
| McLean County | 19 | 1 | 1.3% |
| Hardin County | 20 | 22 | 1.1% |
| Larue County | 20 | 3 | 1.3% |
| Carlisle County | 20 | 1 | 1.7% |
| Laurel County | 21 | 5 | 0.9% |
| Logan County | 21 | 5 | 1.3% |
| Knox County | 22 | 2 | 1.3% |
| Hopkins County | 25 | 6 | 1.1% |
| Marshall County | 25 | 4 | 1.0% |
| Meade County | 25 | 4 | 0.9% |
- Everett Financial, Inc. nationwide
- Kentucky mortgage market
- Everett Financial, Inc. in Texas
- Everett Financial, Inc. in Florida
- Everett Financial, Inc. in Georgia
- Everett Financial, Inc. in California
- Everett Financial, Inc. in Minnesota
- Everett Financial, Inc. in New York
- Everett Financial, Inc. in Michigan
- Everett Financial, Inc. in Colorado
- Everett Financial, Inc. in Tennessee
- Everett Financial, Inc. in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology