Lender in Georgia · HMDA 2025
Everett Financial, Inc. mortgages in Georgia
Everett Financial, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Everett Financial, Inc. originated 1,798 owner-occupied single-family loans in Georgia from 2,072 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $9,820 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.875% (Georgia: 6.624%).
Loans in GA
1,798
of 2,072 applications
Denial rate
12.3%
Purchase · GA 9.9%
Rate spread
+0.48 pts
Conv. · GA +0.13 pts
Loan amount
$325,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,915 | 1,668 | 12.3% | 6.875% | +0.48 pts | $9,820 | $325,000 |
| Refinance | 85 | 73 | 12.9% | 6.125% | +0.09 pts | $8,620 | $395,000 |
| Cash-out refinance | 72 | 57 | 19.4% | 6.875% | +0.58 pts | $11,100 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Everett Financial, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 41.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fayette County | 4 | 70 | 3.8% |
| Cobb County | 5 | 222 | 2.1% |
| Floyd County | 7 | 33 | 2.7% |
| Cherokee County | 9 | 100 | 1.9% |
| Coweta County | 9 | 69 | 2.5% |
| Pickens County | 9 | 15 | 2.2% |
| DeKalb County | 10 | 156 | 1.7% |
| Fulton County | 11 | 229 | 1.7% |
| Clayton County | 11 | 53 | 1.7% |
| Elbert County | 11 | 3 | 1.9% |
| Gwinnett County | 12 | 183 | 1.5% |
| Paulding County | 12 | 66 | 1.8% |
| Jackson County | 12 | 37 | 1.7% |
| Walton County | 12 | 32 | 1.7% |
| Rockdale County | 12 | 30 | 1.8% |
| Douglas County | 13 | 36 | 1.5% |
| Chattooga County | 13 | 4 | 1.9% |
| Bartow County | 14 | 40 | 1.9% |
| Clarke County | 14 | 16 | 1.7% |
| Barrow County | 15 | 32 | 1.5% |
| Hall County | 16 | 47 | 1.5% |
| Spalding County | 16 | 17 | 1.6% |
| Stephens County | 17 | 5 | 1.3% |
| Gilmer County | 18 | 7 | 1.5% |
| Polk County | 18 | 7 | 1.3% |
| Hancock County | 18 | 1 | 3.9% |
| Hart County | 19 | 4 | 1.3% |
| Newton County | 20 | 23 | 1.2% |
| Oconee County | 20 | 8 | 1.3% |
| Greene County | 20 | 3 | 0.9% |
- Everett Financial, Inc. nationwide
- Georgia mortgage market
- Everett Financial, Inc. in Texas
- Everett Financial, Inc. in Florida
- Everett Financial, Inc. in California
- Everett Financial, Inc. in Minnesota
- Everett Financial, Inc. in New York
- Everett Financial, Inc. in Michigan
- Everett Financial, Inc. in Colorado
- Everett Financial, Inc. in Tennessee
- Everett Financial, Inc. in Kentucky
- Everett Financial, Inc. in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology