Lender in Florida · HMDA 2025
Everett Financial, Inc. mortgages in Florida
Everett Financial, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Everett Financial, Inc. originated 2,060 owner-occupied single-family loans in Florida from 2,314 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $8,080 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
2,060
of 2,314 applications
Denial rate
9.2%
Purchase · FL 12.8%
Rate spread
+0.56 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,101 | 1,882 | 9.2% | 6.875% | +0.56 pts | $8,080 | $315,000 |
| Refinance | 71 | 63 | 7.0% | 6.625% | +0.47 pts | $7,420 | $335,000 |
| Cash-out refinance | 142 | 115 | 15.5% | 6.990% | +0.70 pts | $9,210 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Everett Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dixie County | 4 | 4 | 5.6% |
| Hernando County | 5 | 125 | 2.8% |
| Citrus County | 10 | 60 | 2.0% |
| Broward County | 12 | 246 | 1.4% |
| Palm Beach County | 12 | 215 | 1.4% |
| Pinellas County | 12 | 133 | 1.3% |
| Duval County | 19 | 162 | 1.2% |
| Baker County | 21 | 4 | 1.4% |
| Lee County | 23 | 101 | 0.7% |
| Alachua County | 24 | 26 | 0.9% |
| St. Lucie County | 25 | 51 | 0.8% |
| Levy County | 25 | 4 | 1.1% |
- Everett Financial, Inc. nationwide
- Florida mortgage market
- Everett Financial, Inc. in Texas
- Everett Financial, Inc. in Georgia
- Everett Financial, Inc. in California
- Everett Financial, Inc. in Minnesota
- Everett Financial, Inc. in New York
- Everett Financial, Inc. in Michigan
- Everett Financial, Inc. in Colorado
- Everett Financial, Inc. in Tennessee
- Everett Financial, Inc. in Kentucky
- Everett Financial, Inc. in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology