Lender in New York · HMDA 2025
Everett Financial, Inc. mortgages in New York
Everett Financial, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Everett Financial, Inc. originated 613 owner-occupied single-family loans in New York from 663 completed applications.
Its median conventional purchase loan costs were $5,590 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
613
of 663 applications
Denial rate
4.9%
Purchase · NY 9.5%
Rate spread
+0.34 pts
Conv. · NY +0.07 pts
Loan amount
$195,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 591 | 558 | 4.9% | 6.625% | +0.34 pts | $5,590 | $195,000 |
| Refinance | 11 | 11 | — | — | — | — | — |
| Cash-out refinance | 61 | 44 | 27.9% | — | +0.27 pts | $7,630 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Everett Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cortland County | 1 | 44 | 14.1% |
| Cattaraugus County | 4 | 30 | 6.5% |
| Chemung County | 5 | 49 | 6.5% |
| Steuben County | 6 | 41 | 5.3% |
| Schuyler County | 6 | 5 | 4.2% |
| Broome County | 7 | 47 | 3.5% |
| Madison County | 9 | 19 | 3.2% |
| Onondaga County | 10 | 151 | 3.5% |
| Oswego County | 10 | 35 | 3.4% |
| Chenango County | 10 | 6 | 1.9% |
| Niagara County | 13 | 29 | 1.4% |
| Wyoming County | 15 | 6 | 1.7% |
| Delaware County | 15 | 3 | 1.2% |
| Cayuga County | 17 | 10 | 1.8% |
| Tioga County | 17 | 7 | 1.7% |
| Allegany County | 17 | 3 | 1.1% |
| Tompkins County | 21 | 4 | 0.7% |
| Erie County | 22 | 66 | 0.7% |
| Genesee County | 23 | 4 | 0.8% |
- Everett Financial, Inc. nationwide
- New York mortgage market
- Everett Financial, Inc. in Texas
- Everett Financial, Inc. in Florida
- Everett Financial, Inc. in Georgia
- Everett Financial, Inc. in California
- Everett Financial, Inc. in Minnesota
- Everett Financial, Inc. in Michigan
- Everett Financial, Inc. in Colorado
- Everett Financial, Inc. in Tennessee
- Everett Financial, Inc. in Kentucky
- Everett Financial, Inc. in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology