Lender in California · HMDA 2025
Everett Financial, Inc. mortgages in California
Everett Financial, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Everett Financial, Inc. originated 910 owner-occupied single-family loans in California from 962 completed applications.
Its median conventional purchase loan costs were $10,520 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
910
of 962 applications
Denial rate
2.9%
Purchase · CA 8.9%
Rate spread
+0.46 pts
Conv. · CA +0.09 pts
Loan amount
$515,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 767 | 739 | 2.9% | 6.750% | +0.46 pts | $10,520 | $515,000 |
| Refinance | 107 | 94 | 10.3% | 6.375% | +0.15 pts | $5,680 | $545,000 |
| Cash-out refinance | 88 | 77 | 10.2% | 6.875% | +0.51 pts | $8,340 | $475,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Everett Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Trinity County | 2 | 7 | 8.4% |
| Mendocino County | 6 | 21 | 4.2% |
| Imperial County | 9 | 34 | 3.0% |
| Contra Costa County | 12 | 215 | 1.8% |
| Marin County | 13 | 44 | 2.0% |
| Solano County | 19 | 63 | 1.3% |
| Napa County | 19 | 10 | 1.1% |
- Everett Financial, Inc. nationwide
- California mortgage market
- Everett Financial, Inc. in Texas
- Everett Financial, Inc. in Florida
- Everett Financial, Inc. in Georgia
- Everett Financial, Inc. in Minnesota
- Everett Financial, Inc. in New York
- Everett Financial, Inc. in Michigan
- Everett Financial, Inc. in Colorado
- Everett Financial, Inc. in Tennessee
- Everett Financial, Inc. in Kentucky
- Everett Financial, Inc. in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology