Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Hawaii · HMDA 2025

Freedom Mortgage Corporation mortgages in Hawaii

Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Hawaii, compared with all lenders in the state.

Freedom Mortgage Corporation originated 508 owner-occupied single-family loans in Hawaii from 638 completed applications, making it the state's #5 lender by volume.

Its median conventional purchase loan costs were $9,080 versus $9,790 for all Hawaii lenders, at a median 30-year fixed rate of 6.625% (Hawaii: 6.50%).

Loans in HI
508
of 638 applications
Denial rate
12.8%
Purchase · HI 10.1%
Rate spread
+0.13 pts
Conv. · HI +0.07 pts
Loan amount
$665,000
Purchase · HI $585,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase40835512.8%6.625%+0.13 pts$9,080$665,000
Refinance14710410.2%———$705,000
Cash-out refinance834937.4%———$685,000

*Conventional loans only; medians with at least 20 loans.

Hawaii counties where Freedom Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Honolulu County54185.8%
Hawaii County7613.5%
Maui County10212.5%
Kauai County1481.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology