Lender in Kentucky · HMDA 2025
Freedom Mortgage Corporation mortgages in Kentucky
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Freedom Mortgage Corporation originated 1,228 owner-occupied single-family loans in Kentucky from 1,662 completed applications, making it the state's #6 lender by volume.
Loans in KY
1,228
of 1,662 applications
Denial rate
15.9%
Purchase · KY 8.2%
Rate spread
—
Conv. · KY +0.21 pts
Loan amount
$275,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 151 | 127 | 15.9% | — | — | — | $275,000 |
| Refinance | 919 | 706 | 2.6% | — | +0.34 pts | $1,690 | $275,000 |
| Cash-out refinance | 592 | 395 | 30.1% | 7.250% | +1.04 pts | $6,320 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 97.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lyon County | 3 | 4 | 5.6% |
| Monroe County | 4 | 4 | 4.4% |
| Knott County | 4 | 2 | 6.9% |
| Marion County | 5 | 7 | 4.7% |
| Carroll County | 5 | 5 | 4.6% |
| Lee County | 5 | 2 | 7.1% |
| Hardin County | 6 | 96 | 5.0% |
| Scott County | 6 | 35 | 2.9% |
| Trigg County | 6 | 8 | 4.0% |
| Knox County | 6 | 7 | 4.6% |
| Madison County | 7 | 50 | 3.4% |
| Christian County | 7 | 39 | 4.7% |
| Meade County | 7 | 16 | 3.5% |
| Fleming County | 7 | 4 | 3.1% |
| McCreary County | 7 | 4 | 2.6% |
| Bracken County | 7 | 3 | 3.7% |
| Jackson County | 7 | 3 | 4.4% |
| Jessamine County | 8 | 22 | 2.6% |
| Henderson County | 8 | 18 | 3.4% |
| Todd County | 8 | 4 | 3.3% |
| Leslie County | 8 | 1 | 4.0% |
| Bullitt County | 9 | 36 | 2.3% |
| Pulaski County | 9 | 18 | 2.7% |
| Laurel County | 9 | 16 | 3.0% |
| Spencer County | 9 | 9 | 2.5% |
| Garrard County | 9 | 7 | 2.5% |
| Grayson County | 9 | 6 | 2.1% |
| Larue County | 9 | 6 | 2.7% |
| Floyd County | 9 | 5 | 3.1% |
| Owen County | 9 | 4 | 2.9% |
- Freedom Mortgage Corporation nationwide
- Kentucky mortgage market
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- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology