Lender in Washington · HMDA 2025
Freedom Mortgage Corporation mortgages in Washington
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Freedom Mortgage Corporation originated 1,429 owner-occupied single-family loans in Washington from 1,952 completed applications, making it the state's #16 lender by volume.
Loans in WA
1,429
of 1,952 applications
Denial rate
12.3%
Purchase · WA 5.9%
Rate spread
—
Conv. · WA +0.10 pts
Loan amount
$495,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 162 | 140 | 12.3% | — | — | — | $495,000 |
| Refinance | 1,216 | 882 | 4.8% | 6.125% | +0.13 pts | $2,020 | $455,000 |
| Cash-out refinance | 574 | 407 | 25.3% | 6.990% | +0.77 pts | $10,110 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 3 | 9 | 5.2% |
| Wahkiakum County | 3 | 4 | 6.8% |
| Pacific County | 6 | 12 | 4.1% |
| Mason County | 7 | 29 | 3.0% |
| Okanogan County | 7 | 11 | 3.4% |
| Thurston County | 8 | 117 | 2.7% |
| Whitman County | 8 | 13 | 3.0% |
| Pierce County | 9 | 289 | 2.2% |
| Kitsap County | 9 | 107 | 2.5% |
| Grant County | 9 | 24 | 2.2% |
| Stevens County | 10 | 10 | 2.1% |
| Asotin County | 11 | 8 | 2.7% |
| Benton County | 12 | 60 | 1.8% |
| Yakima County | 12 | 43 | 1.9% |
| Island County | 14 | 28 | 2.2% |
| Franklin County | 14 | 20 | 1.7% |
| Clallam County | 14 | 16 | 1.7% |
| Grays Harbor County | 15 | 17 | 1.6% |
| Walla Walla County | 15 | 8 | 1.2% |
| Whatcom County | 16 | 36 | 1.4% |
| Lewis County | 16 | 20 | 1.7% |
| Spokane County | 17 | 122 | 1.6% |
| Cowlitz County | 17 | 26 | 1.5% |
| Douglas County | 17 | 8 | 1.5% |
| Jefferson County | 17 | 5 | 1.5% |
| Skagit County | 18 | 21 | 1.5% |
| Garfield County | 20 | 1 | 3.0% |
| Skamania County | 22 | 2 | 1.3% |
| Chelan County | 24 | 8 | 0.9% |
| Snohomish County | 25 | 117 | 1.0% |
- Freedom Mortgage Corporation nationwide
- Washington mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology