Lender in West Virginia · HMDA 2025
Freedom Mortgage Corporation mortgages in West Virginia
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
Freedom Mortgage Corporation originated 284 owner-occupied single-family loans in West Virginia from 416 completed applications, making it the state's #13 lender by volume.
Loans in WV
284
of 416 applications
Denial rate
27.6%
Purchase · WV 9.4%
Rate spread
—
Conv. · WV +0.16 pts
Loan amount
$265,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 29 | 21 | 27.6% | — | — | — | $265,000 |
| Refinance | 220 | 156 | 4.5% | — | — | — | $275,000 |
| Cash-out refinance | 167 | 107 | 31.1% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 33.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pleasants County | 3 | 5 | 9.4% |
| Berkeley County | 7 | 91 | 3.1% |
| Webster County | 7 | 1 | 3.5% |
| Gilmer County | 8 | 1 | 5.9% |
| Upshur County | 9 | 4 | 2.7% |
| Preston County | 10 | 7 | 3.1% |
| Randolph County | 10 | 3 | 2.1% |
| Ritchie County | 11 | 1 | 3.3% |
| Tyler County | 11 | 1 | 2.5% |
| Morgan County | 12 | 6 | 2.0% |
| Nicholas County | 12 | 3 | 2.1% |
| Wyoming County | 12 | 1 | 1.7% |
| Jefferson County | 13 | 32 | 1.8% |
| Mercer County | 13 | 7 | 1.7% |
| Grant County | 13 | 2 | 2.2% |
| Pocahontas County | 13 | 1 | 2.2% |
| Wood County | 14 | 12 | 1.5% |
| Mineral County | 14 | 5 | 1.7% |
| Taylor County | 14 | 3 | 2.3% |
| Marshall County | 15 | 6 | 2.3% |
| Brooke County | 15 | 3 | 1.8% |
| Raleigh County | 16 | 11 | 1.5% |
| Hampshire County | 16 | 6 | 2.0% |
| Monroe County | 17 | 2 | 1.8% |
| Marion County | 18 | 8 | 1.4% |
| Kanawha County | 19 | 25 | 1.5% |
| Lewis County | 19 | 1 | 1.0% |
| Pendleton County | 19 | 1 | 1.8% |
| Monongalia County | 21 | 10 | 0.9% |
| Summers County | 21 | 1 | 1.4% |
- Freedom Mortgage Corporation nationwide
- West Virginia mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology