Lender in Alabama · HMDA 2025
Guild Mortgage Company mortgages in Alabama
Guild Mortgage Company's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Guild Mortgage Company originated 1,399 owner-occupied single-family loans in Alabama from 1,594 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $4,310 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).
Loans in AL
1,399
of 1,594 applications
Denial rate
2.2%
Purchase · AL 9.1%
Rate spread
+0.24 pts
Conv. · AL +0.17 pts
Loan amount
$245,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,408 | 1,261 | 2.2% | 6.625% | +0.24 pts | $4,310 | $245,000 |
| Refinance | 80 | 60 | 17.5% | 6.375% | +0.03 pts | $4,820 | $275,000 |
| Cash-out refinance | 106 | 78 | 18.9% | 6.875% | +0.41 pts | $5,270 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 1 | 282 | 11.0% |
| Elmore County | 1 | 143 | 9.7% |
| Autauga County | 1 | 93 | 9.4% |
| Bullock County | 1 | 7 | 28.0% |
| Lowndes County | 1 | 5 | 11.9% |
| Pike County | 3 | 20 | 7.0% |
| Coosa County | 3 | 3 | 4.6% |
| Cullman County | 4 | 58 | 5.1% |
| Walker County | 4 | 27 | 5.1% |
| Chilton County | 5 | 21 | 4.4% |
| Butler County | 5 | 7 | 6.0% |
| Winston County | 7 | 7 | 3.9% |
| Perry County | 7 | 1 | 5.0% |
| Etowah County | 8 | 42 | 3.5% |
| Blount County | 8 | 18 | 2.6% |
| Dallas County | 8 | 5 | 2.8% |
| Jefferson County | 9 | 176 | 2.2% |
| Lee County | 10 | 87 | 3.1% |
| Russell County | 10 | 21 | 2.1% |
| Tallapoosa County | 11 | 7 | 1.5% |
| Crenshaw County | 11 | 2 | 2.6% |
| Shelby County | 12 | 95 | 2.3% |
| Bibb County | 12 | 3 | 2.1% |
| Baldwin County | 13 | 73 | 1.5% |
| Monroe County | 14 | 2 | 1.5% |
| Calhoun County | 15 | 23 | 1.7% |
| Geneva County | 17 | 5 | 1.7% |
| Randolph County | 17 | 4 | 1.7% |
| Fayette County | 17 | 2 | 1.2% |
| Macon County | 17 | 1 | 1.5% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology