Lender in New Mexico · HMDA 2025
Guild Mortgage Company mortgages in New Mexico
Guild Mortgage Company's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Guild Mortgage Company originated 1,273 owner-occupied single-family loans in New Mexico from 1,414 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $6,410 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
1,273
of 1,414 applications
Denial rate
3.5%
Purchase · NM 8.3%
Rate spread
+0.26 pts
Conv. · NM +0.18 pts
Loan amount
$295,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,228 | 1,109 | 3.5% | 6.625% | +0.26 pts | $6,410 | $295,000 |
| Refinance | 82 | 74 | 2.4% | 6.500% | +0.11 pts | $6,830 | $345,000 |
| Cash-out refinance | 104 | 90 | 8.6% | 6.875% | +0.46 pts | $7,570 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Guild Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Luna County | 1 | 16 | 12.0% |
| Guadalupe County | 1 | 8 | 42.1% |
| Hidalgo County | 1 | 2 | 15.4% |
| Catron County | 1 | 1 | 12.5% |
| Grant County | 2 | 18 | 10.8% |
| Colfax County | 2 | 11 | 11.6% |
| Sierra County | 2 | 8 | 10.0% |
| Bernalillo County | 3 | 604 | 7.4% |
| Sandoval County | 3 | 196 | 6.2% |
| Eddy County | 3 | 37 | 5.1% |
| Torrance County | 3 | 8 | 7.3% |
| De Baca County | 3 | 1 | 14.3% |
| Cibola County | 4 | 3 | 5.8% |
| Doña Ana County | 5 | 116 | 4.7% |
| Santa Fe County | 5 | 72 | 4.4% |
| San Juan County | 5 | 58 | 6.7% |
| Rio Arriba County | 5 | 6 | 4.6% |
| McKinley County | 6 | 7 | 5.1% |
| Valencia County | 7 | 53 | 4.6% |
| Curry County | 8 | 17 | 2.9% |
| Roosevelt County | 9 | 2 | 1.3% |
| Chaves County | 10 | 8 | 1.4% |
| San Miguel County | 10 | 3 | 2.8% |
| Socorro County | 10 | 2 | 2.4% |
| Taos County | 14 | 3 | 1.5% |
| Otero County | 15 | 9 | 1.2% |
| Lincoln County | 19 | 2 | 1.3% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology