Lender in Alabama · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Alabama
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 363 owner-occupied single-family loans in Alabama from 428 completed applications.
Its median conventional purchase loan costs were $2,880 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.375% (Alabama: 6.562%).
Loans in AL
363
of 428 applications
Denial rate
10.9%
Purchase · AL 9.1%
Rate spread
−0.09 pts
Conv. · AL +0.17 pts
Loan amount
$245,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 321 | 279 | 10.9% | 6.375% | −0.09 pts | $2,880 | $245,000 |
| Refinance | 29 | 26 | 10.3% | 6.375% | −0.16 pts | $3,330 | $325,000 |
| Cash-out refinance | 78 | 58 | 23.1% | 6.990% | +0.55 pts | $4,110 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sumter County | 4 | 4 | 10.0% |
| Wilcox County | 8 | 2 | 5.7% |
| Dallas County | 9 | 5 | 2.8% |
| Bullock County | 13 | 1 | 4.0% |
| Hale County | 15 | 2 | 2.1% |
| Tuscaloosa County | 20 | 26 | 1.0% |
| Jefferson County | 22 | 83 | 1.1% |
| Pike County | 22 | 3 | 1.1% |
| Lowndes County | 22 | 1 | 2.4% |
- JPMorgan Chase Bank, N.A. nationwide
- Alabama mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology