Lender in Washington · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Washington
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 2,187 owner-occupied single-family loans in Washington from 2,431 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $1,170 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.49% (Washington: 6.625%).
Loans in WA
2,187
of 2,431 applications
Denial rate
7.7%
Purchase · WA 5.9%
Rate spread
−0.18 pts
Conv. · WA +0.10 pts
Loan amount
$735,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,480 | 1,351 | 7.7% | 6.490% | −0.18 pts | $1,170 | $735,000 |
| Refinance | 672 | 618 | 5.7% | 6.375% | −0.14 pts | $1,020 | $725,000 |
| Cash-out refinance | 279 | 218 | 20.1% | 6.875% | +0.33 pts | $4,530 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| King County | 5 | 1,244 | 4.7% |
| Stevens County | 6 | 14 | 2.9% |
| Walla Walla County | 8 | 19 | 2.9% |
| Pacific County | 9 | 7 | 2.4% |
| Snohomish County | 11 | 299 | 2.7% |
| Grant County | 12 | 20 | 1.8% |
| Yakima County | 16 | 35 | 1.6% |
| Skamania County | 16 | 3 | 1.9% |
| Clallam County | 17 | 14 | 1.5% |
| Whitman County | 18 | 5 | 1.2% |
| Clark County | 19 | 101 | 1.4% |
| Whatcom County | 19 | 30 | 1.2% |
| Chelan County | 19 | 12 | 1.4% |
| Spokane County | 22 | 90 | 1.2% |
| Island County | 22 | 14 | 1.1% |
| Thurston County | 24 | 34 | 0.8% |
| Benton County | 24 | 29 | 0.9% |
| Skagit County | 25 | 14 | 1.0% |
| Adams County | 25 | 2 | 1.2% |
| Ferry County | 25 | 1 | 2.6% |
- JPMorgan Chase Bank, N.A. nationwide
- Washington mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology