Lender in New Jersey · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in New Jersey
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 2,643 owner-occupied single-family loans in New Jersey from 3,066 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $5,570 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.375% (New Jersey: 6.625%).
Loans in NJ
2,643
of 3,066 applications
Denial rate
9.5%
Purchase · NJ 8.4%
Rate spread
−0.16 pts
Conv. · NJ +0.12 pts
Loan amount
$515,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,177 | 1,929 | 9.5% | 6.375% | −0.16 pts | $5,570 | $515,000 |
| Refinance | 461 | 392 | 11.9% | 6.125% | −0.15 pts | $1,280 | $455,000 |
| Cash-out refinance | 428 | 322 | 22.7% | 6.625% | +0.29 pts | $6,000 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bergen County | 4 | 430 | 5.2% |
| Hudson County | 4 | 238 | 5.9% |
| Essex County | 5 | 249 | 4.0% |
| Monmouth County | 5 | 247 | 3.2% |
| Morris County | 5 | 228 | 3.8% |
| Middlesex County | 5 | 199 | 2.5% |
| Union County | 5 | 190 | 4.1% |
| Somerset County | 5 | 140 | 3.6% |
| Mercer County | 5 | 125 | 3.2% |
| Passaic County | 6 | 114 | 3.0% |
| Hunterdon County | 8 | 34 | 2.1% |
| Sussex County | 12 | 42 | 1.8% |
| Ocean County | 13 | 145 | 1.8% |
| Warren County | 17 | 19 | 1.3% |
| Camden County | 21 | 89 | 1.4% |
| Burlington County | 23 | 79 | 1.2% |
- JPMorgan Chase Bank, N.A. nationwide
- New Jersey mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
- JPMorgan Chase Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology